445 E Moreno Dr, Rochester, NY 14626 Property Records

Monroe County and Greece Town property record for 445 E Moreno Dr, Rochester, NY 14626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,330 sqft · built 2004
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2018)
Tax Bill	$17,503 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 058.04-12-77`

Property Details

APN / Parcel Number

Primary APN	`262800 058.04-12-77`
Alternative APNs	`28000580400012077000` `1530001000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,330 sqft Living Area
1st Floor Area	1,501 sqft
2nd Floor Area	1,514 sqft
Upper Floors Area	315 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	280 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	544 sqft
Porch	Slab
Porch Area	64 sqft
Gazebo	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1530001000
Street Address	445 E MORENO DR
City	ROCHESTER
State	NY
Zip	14626-5246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L9 T2 SHORT RANGE LARKIN EST S5 317-4 L507
Legal Subdivision	LARKIN ESTATES SUB
Legal Block	12
Legal Lot Number	77.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1017
Census Tract	13510

Owner

445 E Moreno Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 E MORENO DR, ROCHESTER, NY 14626-5246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Aug 1, 2018	Deed, Transfer · Conventional Mortgage XCEED FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Jun 22, 2015 · Amount on File
Deed Document Number	2018318
Deed Book / Page	12061 / 327
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	445 E MORENO DR, ROCHESTER, NY 14626-5246
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001486
Date	Aug 1, 2023
Book Page	30382/269
Instrument	202308011486

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Aug 1, 2018
Property Address	445 E MORENO DR, ROCHESTER, NY 14626-5246
Document Number	0000000318
Book / Page	12061 / 327
Map Reference	LB 317 PG 4
Instrument Date	Jul 26, 2018
Instrument	201808010318
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 MONROE AVE, ROCHESTER, NY 14607-3717

Mortgage

Document Number	0000000319
Date	Aug 1, 2018
Book Page	27704/560
Instrument	201808010319

Lender

Name	XCEED FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 445 E Moreno Dr was $17,503, up 2.1% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,503.00 (+2.12%)
2025	$17,140.00	$376,300 Land $31,500 Building $344,800	$616,900 Land $51,641 Building $565,259
2023		$376,300 (+9.71%) Land $31,500 Building $344,800	$437,558 (+9.72%) Land $36,628 Building $400,930
2022		$343,000 Land $35,000 Building $308,000	$398,800 Land $40,694 Building $358,106
2021	$15,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 E Moreno Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 E Moreno Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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