439 E Moreno Dr, Rochester, NY 14626 Property Records

Monroe County and Greece Town property record for 439 E Moreno Dr, Rochester, NY 14626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,282 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Aug 2003)
Tax Bill	$11,944 (2026)
Deeds & Mortgages	Apr 2024 Sale Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262800 058.04-12-75`

Property Details

APN / Parcel Number

Primary APN	`262800 058.04-12-75`
Alternative APNs	`28000580400012075000` `1530001000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,282 sqft Living Area
1st Floor Area	1,372 sqft
2nd Floor Area	910 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	168 ft deep x 69.3 ft wide
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1530001000
Street Address	439 E MORENO DR
City	ROCHESTER
State	NY
Zip	14626-5246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L9 T2 SHORT RANGE LARKIN EST S5 317-4 L505
Legal Block	12
Legal Lot Number	75.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1017
Census Tract	13510

Owner

439 E Moreno Dr is owned and occupied by two individuals who bought it in August 2003.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 E MORENO DR, ROCHESTER, NY 14626-5246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer CHICAGO TITLE ROCHESTER
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2003 · Amount on File
Deed Sale	Aug 7, 2003 · Amount on File
Deed Book / Page	9827 / 320
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 17, 2024
Property Address	439 E MORENO DR, ROCHESTER, NY 14626-5246
Document Number	0000000479
Book / Page	12945 / 627
Map Reference	LB 317 PG 4
Instrument Date	Apr 5, 2024
Instrument	202404170479
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	CHICAGO TITLE ROCHESTER

Transaction

Amount	Amount on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 E MORENO DR, GREECE, NY 14626-5246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E MORENO DR, GREECE, NY 14626-5246

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	439 E MORENO DR, ROCHESTER, NY 14626-5246
Document Number	0000001340
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E MORENO DR ROCHESTER NY 146265246, ROCHESTER, NY 14626-5246

Mortgage

Document Number	0000001340
Date	Jul 1, 2020
Book Page	028596/000081
Instrument	1340

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 439 E Moreno Dr was $11,944 with a homeowner's exemption, up 7.8% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,944.00 (+7.84%) Homeowner's exemption
2025	$11,076.00	$252,100 Land $27,000 Building $225,100	$413,300 Land $44,265 Building $369,035
2023		$252,100 (+1.24%) Land $27,000 Building $225,100	$293,140 (+1.26%) Land $31,395 Building $261,745
2022		$249,000 Land $30,000 Building $219,000	$289,500 Land $34,880 Building $254,620
2021	$10,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 E Moreno Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 E Moreno Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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