Arenac County property record for 445 E City Limits Rd, Sterling, MI 48659 · Last verified June 2023
| Property Type | Single Family Home |
|---|---|
| Lot Size | 13.9 acres (605,484 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,569 (2023) |
| Deeds & Mortgages | Dec 2017 Refinance Dec 2017 Refinance + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 005-0-005-400-020-08 |
| Primary APN | 005-0-005-400-020-08 |
|---|
| Lot Area | 605,484 sqft (13.9 acres) |
|---|
| Heating System | Forced Air |
|---|
| Street Address | 445 E CITY LIMITS RD |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R4E SEC 5 PAR BEG AT E 1/4 COR TH N 89DEG 35MIN 12SEC W 1419.0 FT, TH S0DEG 15MIN 33SEC W 1330.0 FT, TH S 7DEG 10MIN |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 970200 |
Source: Arenac County records · APN 005-0-005-400-020-08
Assessment roll updated March 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 445 E CITY LIMITS RD, STERLING, MI 48659-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance DOW CHEMICAL ECU |
| Dec 29, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance DOW CHEMICAL ECU |
| Dec 29, 2017 | Deed of Trust, Mortgage DOW CHEMICAL ECU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 445 E CITY LIMITS RD, STERLING, MI 48659-9553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201704393 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 201704393 |
| Name | DOW CHEMICAL ECU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 445 E CITY LIMITS RD, STERLING, MI 48659-9553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201704393 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 201704393 |
| Name | DOW CHEMICAL ECU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 445 E CITY LIMITS RD, STERLING, MI 48659-9553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201704393 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 201704393 |
| Name | DOW CHEMICAL ECU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | Jan 01, 2046 |
Source: Arenac County records · Assessment roll updated March 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Deep River Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Arenac County (26011C), updated June 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260119702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 14 (1990–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | May 2020, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Vogtmann Engineering, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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