Arenac County property record for 190 E City Limits Rd, Sterling, MI 48659
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 750 sqft · built 1978 |
| Lot Size | 2.69 acres (117,176 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-0-005-200-060-00 |
| Primary APN | 005-0-005-200-060-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 750 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Lot Area | 117,176 sqft (2.69 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 190 E CITY LIMITS RD |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R4E SEC 5 BEG S 84DEG 12MIN 30SEC E 300 FT FROM SE COR LOT 33 CEDAR SPRINGS SUB, TH S 84DEG 12MIN 30SEC E 266.24 FT TO N |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 05 |
| Legal Subdivision | CEDAR SPGS SUB |
| Legal Lot Number | 33 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970200 |
Source: Arenac County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 E CITY LIMITS RD, STERLING, MI 48659-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2017 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Sep 28, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 190 E CITY LIMITS RD, STERLING, MI 48659-9787 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201703358 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 201703358 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Sep 28, 2017 |
| Property Address | 190 E CITY LIMITS RD, STERLING, MI 48659-9787 |
| Document Number | 0020173357 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 2017-3357 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Deep River Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,200 | $196,400 | |
| 2025 | $1,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 14 (1990–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vogtmann Engineering Fiber | 1,000 / 1,000 |
May also be available: Point Broadband, T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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