Burnet County property record for 445 Dove Trl, Bertram, TX 78605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,592 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,100 (Mar 2021) |
| Tax Bill | $2,807 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04210-0202-00017-000 |
| Primary APN | 04210-0202-00017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 1,955 sqft |
| 1st Floor Area | 1,592 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 363 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Street Address | 445 DOVE TRL |
|---|---|
| City | BERTRAM |
| State | TX |
| Zip | 78605-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4210 DOVE MEADOW LOT 17 BLK 2, PHASE 2, .17 |
| Legal Subdivision | DOVE MEADOW |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | BURNET TX |
| Township / Civil Division | BERTRAM |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960102 |
Source: Burnet County records · APN 04210-0202-00017-000
Assessment roll updated May 26, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 DOVE TRL, BERTRAM, TX 78605-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY FCU |
| Mar 01, 2021 | Vendor's Lien, Subdivision Related Transfer · Loan Assumption DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2021 · Amount on Record |
| Deed Sale | Mar 01, 2021 · Amount on Record |
| Deed Document Number | 20212893 |
| Prior Transfer Date | Feb 25, 2021 |
| Prior Transfer Doc | 202102893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 445 DOVE TRL, BERTRAM, TX 78605-4817 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202309092 |
|---|---|
| Date | Sep 08, 2023 |
| Instrument | 202309092 |
| Name | UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78759 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2038 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BURNET TX |
| Recording Date | Mar 01, 2021 |
| Property Address | 445 DOVE TRL, BERTRAM, TX 78605-4817 |
| Document Number | 202102893 |
| Map Reference | DOC 201806131 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 202102893 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 18, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 DOVE TRL, BERTRAM, TX 78605-4817 |
| Document Number | 202102894 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 202102894 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Burnet County |
| Municipality | Bertram City |
| Unified School District | Burnet Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,807.00 (-1.99%) Homeowner's exemption | $230,131 (-29.32%) | $348,114 (+6.92%) Land $44,000 Building $304,114 |
| 2024 | $2,864.00 (+13.38%) | ||
| 2023 | $2,526.00 Homeowner's exemption | $325,587 Land $44,000 Building $281,587 | $325,587 Land $44,000 Building $281,587 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | High above 70% of the US · above 59% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Heritage Broadband Fixed Wireless | 1,000 / 100 |
| JAB Wireless Fixed Wireless | 500 / 100 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Electronic Corporate Pages.
Based on FCC filings for 311 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BERTRAM serves 3,636 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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