440 Dove Trl, Bertram, TX 78605 Property Records

Burnet County property record for 440 Dove Trl, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Mar 2020)
Tax Bill	$4,139 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04210-0204-00040-000`

Property Details

APN / Parcel Number

Primary APN	`04210-0204-00040-000`
Alternative APN	`115024`

Interior

Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft

Location & Zoning

Street Address	440 DOVE TRL
City	BERTRAM
State	TX
Zip	78605-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4210 DOVE MEADOW LOT 40 BLK 4, PHASE 2, 0.17
Legal Subdivision	DOVE MEADOW
Legal Block	4
Legal Lot Number	40
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

Source: Burnet County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 DOVE TRL, BERTRAM, TX 78605-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 24, 2020	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 10, 2019	Vendor's Lien, Transfer · Commercial Mortgage ROUND TOP STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	20203537
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	440 DOVE TRL, BERTRAM, TX 78605-4817
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102131
Date	Feb 9, 2021
Instrument	202102131

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Mar 24, 2020
Property Address	440 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0202003537
Map Reference	DOC 201806131
Instrument Date	Mar 20, 2020
Instrument	202003537
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 ALPHA RD, DALLAS, TX 75244-4505

Mortgage

Document Number	0202003538
Date	Mar 24, 2020
Instrument	202003538

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Jun 10, 2019
Property Address	440 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	201905876
Map Reference	DOC 201806131
Instrument Date	Jun 6, 2019
Instrument	201905876
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1816, BERTRAM, TX 78605-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622, LIBERTY HILL, TX 78642-0622

Mortgage

Document Number	201905877
Date	Jun 10, 2019
Instrument	201905877

Lender

Name	ROUND TOP STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 6, 2020

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,139.00 (-2.11%) Homeowner's exemption	$306,235 (-) Land $44,000 Building $262,235	$306,235 (-) Land $44,000 Building $262,235
2024	$4,228.00 (+12.21%)
2023	$3,768.00 Homeowner's exemption	$306,235 Land $44,000 Building $262,235	$306,235 Land $44,000 Building $262,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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