445 Creekside Dr, Belton, TX 76513 Property Records

Bell County property record for 445 Creekside Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,835 sqft · built 2021
Lot Size	0.818 acres (35,632 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2020)
Tax Bill	$14,641 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0263260000`

Property Details

APN / Parcel Number

Primary APN	`0263260000`
Alternative APNs	`465489` `853668`

Interior

Stories	1 Story
Building Area	3,835 sqft Living Area
1st Floor Area	3,835 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	35,632 sqft (0.818 acres)
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch

Location & Zoning

Street Address	445 CREEKSIDE DR
City	BELTON
State	TX
Zip	76513-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE ESTATES, BLOCK 001, LOT 0001, 0.818AC
Legal Subdivision	CREEKSIDE ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1059
Census Tract	21602

Owner

Source: Bell County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 CREEKSIDE DR, BELTON, TX 76513-2178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Jan 21, 2021	Deed of Trust, Construction Loan · Construction Mortgage CENTRAL NAT'L BK
Oct 9, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage CENTRAL NATIONAL BANK
Dec 27, 2018	Grant Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO
Sep 21, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Dec 27, 2018
Deed Document Number	202055199
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0000055199
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	445 CREEKSIDE DR, BELTON, TX 76513-2178
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014539
Date	Mar 27, 2026
Instrument	2026014539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	445 CREEKSIDE DR, BELTON, TX 76513-2178
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063249
Date	Sep 28, 2021
Instrument	2021063249

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jan 21, 2021
Property Address	445 CREEKSIDE DR, BELTON, TX 76513-2178
Document Number	0000004035
Instrument Date	Jan 15, 2021
Instrument	4035
Transaction Type	Construction Loan
Record Updated	Feb 3, 2021
Title Company	FIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3200 COLONIAL PKWY #534 BELTON TX 765135613, 534, BELTON, TX 76513-5613

Mortgage

Document Number	0000004035
Date	Jan 21, 2021
Instrument	4035

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2022

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 9, 2020
Property Address	445 CREEKSIDE DR, BELTON, TX 76513-2178
Document Number	0000055199
Map Reference	PL2015 NO 104
Instrument Date	Oct 8, 2020
Instrument	2020-00055199
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10841 STINNETT MILL RD, 10841, SALADO, TX 76571-6524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 TERRA COTTA CT, HARKER HEIGHTS, TX 76548-8845

Mortgage

Document Number	0000055200
Date	Oct 9, 2020
Instrument	2020-00055200

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 8, 2021

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Dec 27, 2018
Property Address	445 CREEKSIDE DR, BELTON, TX 76513-2178
Document Number	0000053236
Book / Page	010695 / 000874
Instrument Date	Dec 27, 2018
Instrument	53236
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3212 TERAMO CV FORT WAYNE IN 468142501, FORT WAYNE, IN 46814-2501

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	445 CREEKSIDE DR, BELTON, TX 76513-2178
Document Number	0000047076
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2015 BIRDCREEK TER #104 TEMPLE TX 765028006, 104, TEMPLE, TX 76502-8006

Mortgage

Document Number	0000047076
Date	Nov 8, 2017
Instrument	47076

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502-3232

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 7, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,641.00 (-5.76%)	$752,049 (-8.79%) Land $80,000 Building $672,049	$752,049 (-8.79%) Land $80,000 Building $672,049
2023	$15,536.00 (-7.9%) Homeowner's exemption	$824,553 Land $80,000 Building $744,553	$824,553 Land $80,000 Building $744,553
2022	$16,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Nextlink.

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