531 Creekside Dr, Belton, TX 76513 Property Records

Bell County property record for 531 Creekside Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,975 sqft · built 2017
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$12,003 (2023)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0263260012`

Property Details

APN / Parcel Number

Primary APN	`0263260012`
Alternative APNs	`465493` `828056`

Interior

Stories	1 Story
Building Area	2,975 sqft Living Area
1st Floor Area	2,975 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Area	866 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	701 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	828056
Street Address	531 CREEKSIDE DR
City	BELTON
State	TX
Zip	76513-2179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE ESTATES, BLOCK 001, LOT 0005, 0.580AC 0.580AC
Legal Subdivision	CREEKSIDE ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1059
Census Tract	21602

Owner

531 Creekside Dr is owned and occupied by an individual who acquired it in May 2017.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	531 CREEKSIDE DR, BELTON, TX 76513-2179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA
May 24, 2017	Vendor's Lien, Transfer · ARM EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017
Deed Sale	May 24, 2017
Prior Sale	Dec 19, 2016
Deed Document Number	2017-00021219
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	531 CREEKSIDE DR, BELTON, TX 76513-2179
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026121
Date	Apr 29, 2021
Instrument	2021026121

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 24, 2017
Property Address	531 CREEKSIDE DR, BELTON, TX 76513-2179
Document Number	0000021219
Map Reference	PL2015
Instrument Date	May 23, 2017
Instrument	2017-00021219
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 BIRDCREEK TER STE 104, 2015, TEMPLE, TX 76502-8006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CREEKSIDE DR, BELTON, TX 76513-2179

Mortgage

Document Number	0000021220
Date	May 24, 2017
Instrument	2017-00021220

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.7%
Index	1-Year T-Bill
Max Rate	8.7%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,003.00 (-14.09%) Homeowner's exemption	$706,368 Land $80,000 Building $626,368	$706,368 Land $80,000 Building $626,368
2022	$13,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Creekside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Creekside Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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