445 Covenant St, Bethlehem, GA 30620 Property Records

Barrow County property record for 445 Covenant St, Bethlehem, GA 30620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,849 sqft · built 2005
Lot Size	0.68 acres (29,647 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Apr 2025)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XX078H 005`

Property Details

APN / Parcel Number

Primary APN	`XX078H 005`
Alternative APN	`27696`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,849 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Siding
Construction Type	Light Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,647 sqft
Terrain	Rolling
Garage Area	420 sqft
Porch	Open Porch
Porch Area	90 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27696
Street Address	445 COVENANT ST
City	BETHLEHEM
State	GA
Zip	30620-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 BLK A GRACE WAY PB 58-21
Legal Subdivision	GRACE WAY
Legal Block	A
Legal Lot Number	5
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3018
Census Tract	180503

Owner

445 Covenant St is owned and occupied by an individual who bought it in April 2025.

Source: Barrow County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	445 COVENANT ST, BETHLEHEM, GA 30620-2658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Aug 21, 2017	Grant Deed, Transfer · Conventional with PMI BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on File
Deed Sale	Apr 16, 2025 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	0002936207
Deed Book / Page	2936 / 207
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	445 COVENANT ST, BETHLEHEM, GA 30620-2658
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 COVENANT ST, BETHLEHEM, GA 30620-2658

Mortgage

Document Number	0024390000000499
Date	Jan 15, 2021
Book Page	0000002439/0000000499

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Aug 21, 2017
Property Address	445 COVENANT ST, BETHLEHEM, GA 30620-2658
Document Number	0020610300
Book / Page	002061 / 000300
Instrument Date	Aug 17, 2017
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 COVENANT ST BETHLEHEM GA 306202658, BETHLEHEM, GA 30620-2658

Mortgage

Document Number	20610302
Date	Aug 21, 2017
Book Page	002061/000302

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 445 Covenant St was $2,878 with a homeowner's exemption.

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 Homeowner's exemption	$126,024 Land $28,000 Building $98,024	$315,059 Land $70,000 Building $245,059
2023	$3,264.00 (+30.35%) Homeowner's exemption	$114,691 (+20.42%) Land $19,200 Building $95,491	$286,728 (+20.42%) Land $48,000 Building $238,728
2022	$2,504.00 Homeowner's exemption	$95,240 Land $19,200 Building $76,040	$238,101 Land $48,000 Building $190,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Covenant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Covenant St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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