440 Covenant St, Bethlehem, GA 30620 Property Records

Barrow County property record for 440 Covenant St, Bethlehem, GA 30620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 2005
Lot Size	1.06 acres (46,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2024)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`XX078H 018`

Property Details

APN / Parcel Number

Primary APN	`XX078H 018`
Alternative APN	`27709`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Siding
Construction Type	Light Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,515 sqft (1.06 acres)
Garage Area	400 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27709
Street Address	440 COVENANT ST
City	BETHLEHEM
State	GA
Zip	30620-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 18 BLK A GRACE WAY PB 58-21
Legal Subdivision	GRACE WAY
Legal Block	A
Legal Lot Number	18
Jurisdiction	BARROW GA
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3018
Census Tract	180503

Owner

Source: Barrow County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 COVENANT ST, BETHLEHEM, GA 30620-2657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Oct 3, 2019	Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L
Jan 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Book / Page	2871 / 274
Prior Transfer Date	Jul 31, 2024
Prior Transfer Doc	002871/294
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	440 COVENANT ST, BETHLEHEM, GA 30620-2657
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 COVENANT ST, BETHLEHEM, GA 30620-2657

Mortgage

Document Number	0024460000000262
Date	Feb 1, 2021
Book Page	0000002446/0000000262

Lender

Name	ACOPIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Oct 3, 2019
Property Address	440 COVENANT ST, BETHLEHEM, GA 30620-2657
Document Number	0022650560
Book / Page	002265 / 000560
Instrument Date	Sep 19, 2019
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 COVENANT ST BETHLEHEM GA 306202657, BETHLEHEM, GA 30620-2657

Mortgage

Document Number	22650562
Date	Oct 3, 2019
Book Page	002265/000562

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARROW GA
Recording Date	Jan 30, 2019
Property Address	440 COVENANT ST, BETHLEHEM, GA 30620-2657
Document Number	0021960470
Book / Page	002196 / 000470
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 COVENANT ST BETHLEHEM GA 306202657, BETHLEHEM, GA 30620-2657

Tax Assessment & Valuation

Source: Barrow County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00 (-9.66%)	$130,954 (+9.64%) Land $28,000 Building $102,954	$327,386 (+9.64%) Land $70,000 Building $257,386
2023	$3,488.00 (+60.59%)	$119,441 (+44.58%) Land $19,200 Building $100,241	$298,603 (+44.58%) Land $48,000 Building $250,603
2022	$2,172.00 Homeowner's exemption	$82,612 Land $19,200 Building $63,412	$206,529 Land $48,000 Building $158,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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