445 Coldstream Dr, Columbia, SC 29212 Property Records

Lexington County property record for 445 Coldstream Dr, Columbia, SC 29212

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,583 sqft · built 1984
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Aug 2002)
Tax Bill$822 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN002746-01-045

Property Details

APN / Parcel Number

Primary APN002746-01-045
Alternative APN
  • 0274601045

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,583 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1989
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area14,375 sqft (0.33 acres)
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address445 COLDSTREAM DR
CityCOLUMBIA
StateSC
Zip29212-0941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOLDSTREAM SEC A PH III LOT 33 BLK Q .33 AC
Legal SubdivisionEST OF COLDSTREAM
Legal BlockQ
Legal Lot Number33
JurisdictionLEXINGTON SC
Township / Civil DivisionIRMO
Census Block Group2
Census Block2008
Census Tract21116

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address445 COLDSTREAM DR, COLUMBIA, SC 29212-0941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2002 · Amount on Record
Deed SaleAug 22, 2002 · Amount on Record
Prior SaleAug 22, 2002 · Amount on Record
Deed Book / Page7429 / 339
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address445 COLDSTREAM DR, COLUMBIA, SC 29212-0941
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2040800153
DateNov 13, 2018
Book Page20408/153
Instrument2018050151
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$822.00 (-25.54%)$7,211 (-) Land $1,200 Building $6,011
2024$1,104.00 (+0.36%)$7,211 (-) Land $1,200 Building $6,011$180,269 (-) Land $30,000 Building $150,269
2023$1,100.00$7,211 Land $1,200 Building $6,011$180,269 Land $30,000 Building $150,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims24 (1979–2018)
Claims Outside the SFHA5 of 24
Most Recent ClaimOct 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
CarolinaConnect Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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