Lexington County property record for 427 Coldstream Dr, Columbia, SC 29212
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,908 sqft · built 1983 |
| Lot Size | 0.327 acres (14,241 sqft) |
| Owner | Company Name on Record |
| Last Sale | $133,500 (Dec 2002) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002746-01-037 |
| Primary APN | 002746-01-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 14,241 sqft (0.327 acres) |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 427 COLDSTREAM DR |
|---|---|
| City | COLUMBIA |
| State | SC |
| Zip | 29212-0940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLDSTREAM SEC A PH III LOT 41 BLK Q |
| Legal Subdivision | ESTATES OF COLDSTREAM |
| Legal Block | Q |
| Legal Lot Number | 41 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | IRMO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21116 |
Source: Lexington County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 427 COLDSTREAM DR, COLUMBIA, SC 29212-0940 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2002 · Amount on Record |
| Deed Sale | Dec 16, 2002 · Amount on Record |
| Prior Sale | Jun 30, 2000 · Amount on Record |
| Deed Book / Page | 7748 / 178 |
| Last Transfer Date | May 17, 2011 |
| Transfer Doc | 1510100144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 427 COLDSTREAM DR, COLUMBIA, SC 29212-0940 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2099605963 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 20996/5963 |
| Instrument | 2022011237 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 427 COLDSTREAM DR, COLUMBIA, SC 29212-0940 |
| Document Number | 2002400316 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 427 COLDSTREAM DR COLUMBIA SC 292120940, COLUMBIA, SC 29212-0940 |
| Document Number | 2002400316 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 020024/000316 |
| Instrument | 22461 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 (+8.07%) | ||
| 2024 | $1,078.00 (+0.37%) | $7,043 (-) Land $1,162 Building $5,881 | $176,092 (-) Land $29,062 Building $147,030 |
| 2023 | $1,074.00 (-2.45%) | $7,043 (-) Land $1,162 Building $5,881 | $176,092 (-) Land $29,062 Building $147,030 |
| 2022 | $1,101.00 | $7,043 Land $1,162 Building $5,881 | $176,092 Land $29,062 Building $147,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Claims Outside the SFHA | 5 of 24 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CarolinaConnect Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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