Montgomery County property record for 445 Cloverly Ln, Horsham, PA 19044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,253 sqft · built 1990 |
| Lot Size | 1.58 acres (69,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Sep 2006) |
| Tax Bill | $12,909 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00-02268-00-9 |
| Primary APN | 36-00-02268-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,253 sqft Living Area |
| 1st Floor Area | 3,253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 69,185 sqft |
| Lot Width | 152 ft Width |
| Garage Area | 504 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | Deck Area |
| Patio Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 CLOVERLY LN |
|---|---|
| City | HORSHAM |
| State | PA |
| Zip | 19044-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 152 X IRR 69185 SF |
| Legal Subdivision | PREPARED HUNTER CONST CO |
| Legal Block | 61A |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | HORSHAM |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 200507 |
445 Cloverly Ln is owned and occupied by two individuals who bought it in September 2006.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 CLOVERLY LN, HORSHAM, PA 19044-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2006 · Amount on File |
| Deed Sale | Sep 8, 2006 · Amount on File |
| Deed Document Number | 2006112723 |
| Deed Book / Page | 5615 / 1827 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 445 Cloverly Ln was $12,909.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Horsham Township |
| Unified School District | Hatboro-Horsham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,909.00 | $299,140 | $299,140 |
| 2025 | $12,909.00 | ||
| 2024 | $299,140 (-) Land $90,400 Building $208,740 | ||
| 2023 | $11,759.00 (+5.06%) | $299,140 Land $90,400 Building $208,740 | |
| 2022 | $11,193.00 | ||
| 1998 | $299,140 Land $90,400 Building $208,740 | ||
| 1996 | $299,140 Land $90,400 Building $208,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 445 Cloverly Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Cloverly Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORSHAM WATER&SEWER AUTHORITY serves 26,000 people · EPA ID PA1460033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 97 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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