Montgomery County property record for 441 Cloverly Ln, Horsham, PA 19044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,002 sqft · built 1993 |
| Lot Size | 0.584 acres (25,417 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Mar 2020) |
| Tax Bill | $13,395 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00-02268-05-4 |
| Primary APN | 36-00-02268-05-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,002 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Basement Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,417 sqft (0.584 acres) |
| Lot Width | 115 ft Width |
| Garage Area | 484 sqft |
| Deck Area | Deck Area |
| Patio Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 441 CLOVERLY LN |
|---|---|
| City | HORSHAM |
| State | PA |
| Zip | 19044-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 115 X IRR 25417 SF |
| Legal Subdivision | CLOVERLY FARMS |
| Legal Block | 61A |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | HORSHAM |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 200507 |
441 Cloverly Ln is owned and occupied by two individuals who bought it in March 2020.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 CLOVERLY LN, HORSHAM, PA 19044-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 3, 2020 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FIN'L NTWK INC |
| Feb 26, 2020 | Deed of Trust, Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Prior Sale | Dec 10, 2002 · Amount on File |
| Deed Document Number | 202016951 |
| Deed Book / Page | 6174 / 383 |
| Prior Transfer Date | Feb 14, 1994 |
| Prior Transfer Doc | 0000002345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 441 CLOVERLY LN, HORSHAM, PA 19044-1826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 441 CLOVERLY LN, HORSHAM, PA 19044-1826 |
| Document Number | 0156532117 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 15653/2117 |
| Instrument | 2022085797 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Mar 3, 2020 |
| Property Address | 441 CLOVERLY LN, HORSHAM, PA 19044-1826 |
| Document Number | 0061740383 |
| Book / Page | 006174 / 000383 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 16951 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2020 |
| Title Company | GREATER MONTGOMERY SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 441 CLOVERLY LN HORSHAM PA 190441826, HORSHAM, PA 19044-1826 |
| Document Number | 148592435 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 014859/002435 |
| Instrument | 16952 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 441 CLOVERLY LN, HORSHAM, PA 19044-1826 |
| Document Number | 0148592435 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 441 CLOVERLY LN HORSHAM PA 190441826, HORSHAM, PA 19044-1826 |
| Document Number | 0148592435 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 014859/002435 |
| Instrument | 16952 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 2, 2050 |
The 2026 property tax bill for 441 Cloverly Ln was $13,395.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Horsham Township |
| Unified School District | Hatboro-Horsham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,395.00 | $310,420 | $310,420 |
| 2025 | $13,395.00 | ||
| 2024 | $310,420 (-) Land $62,970 Building $247,450 | ||
| 2023 | $12,201.00 (+5.05%) | $310,420 Land $62,970 Building $247,450 | |
| 2022 | $11,615.00 | ||
| 1998 | $310,420 Land $62,970 Building $247,450 | ||
| 1996 | $310,420 Land $62,970 Building $247,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Cloverly Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Cloverly Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORSHAM WATER&SEWER AUTHORITY serves 26,000 people · EPA ID PA1460033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 97 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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