Macon County property record for 445 Chestnut St, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,500 sqft · built 1990 |
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | Company Name on Record |
| Last Sale | $780,000 (Mar 2019) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540425239 |
| Primary APN | 7540425239 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 1,875 sqft |
| 1st Floor Area | 750 sqft |
| Upper Floors Area | 750 sqft |
| Unfinished Basement | 375 sqft |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,590 sqft (0.839 acres) |
| Porch | Enclosed Porch |
| Porch Area | 360 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 142938 |
|---|---|
| Old Parcel Number | 0504489 |
| Street Address | 445 CHESTNUT ST |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB3 |
| Legal Description | LOTS 306 308 & PTN 302 304 310 |
| Legal Subdivision | TOWN/HIGHLANDS |
| Legal Lot Number | 306,308 308 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Highlands North Historic District listed 2011 · 27 contributing resources · NRIS 11000482 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Macon County records, as of November 7, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 296, HIGHLANDS, NC 28741-0296 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | Nov 1, 2010 |
| Deed Document Number | 00C-392019 |
| Deed Book / Page | C-39 / 2019 |
| Record Updated | Jun 7, 2026 |
Source: Macon County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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