565 Chestnut St, Highlands, NC 28741 Property Records

Macon County property record for 565 Chestnut St, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,248 sqft
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Last Sale	$1,750,000 (Sep 2024)
Tax Bill	$6,864 (2026)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7540521058`

Property Details

APN / Parcel Number

Primary APN	`7540521058`
Alternative APNs	`152910` `158515`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Heated Area
1st Floor Area	1,248 sqft

Exterior

Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Finished
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	711 sqft
Deck Area	130 sqft
Patio Area	144 sqft

Location & Zoning

Account Number	158515
Street Address	565 CHESTNUT ST
City	HIGHLANDS
State	NC
Zip	28741-8493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	LOT 324 REV CHESTNUT STREET-SPLIT
Legal Subdivision	CHESTNUT ST
Legal Lot Number	324
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1020
Census Tract	970501

Owner

565 Chestnut St is owned by a company that bought it in September 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	455 SAINT LOUIS ST, 2100, MOBILE, AL 36602-2523
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2024 · Amount on File
Deed Sale	Sep 13, 2024 · Amount on File
Deed Document Number	20245522
Deed Book / Page	43 / 944
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 15, 2022
Property Address	565 CHESTNUT ST, HIGHLANDS, NC 28741
Document Number	00Y41/2429
Book / Page	Y-41 / 2429
Map Reference	CARD 11546
Instrument Date	Jul 14, 2022
Instrument	2022005446
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 8TH ST, SARASOTA, FL 34237-2834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 MAIN ST, HIGHLANDS, NC 28741-9207

Mortgage

Document Number	2022005447
Date	Jul 15, 2022
Instrument	2022005447

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 565 Chestnut St was $6,864, up 10.1% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,864.00 (+10.11%)	$1,562,560 Land $583,200 Building $979,360	$1,562,560 Land $583,200 Building $979,360
2025	$6,234.00
2023	$4,481.00	$1,117,640 Land $583,200 Building $534,440	$1,117,640 Land $583,200 Building $534,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 565 Chestnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 565 Chestnut St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20