445 Canal St, Placerville, CA 95667 Property Records

El Dorado County property record for 445 Canal St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft · built 1953
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$155,000 (May 2010)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-360-002-000`

Property Details

APN / Parcel Number

Primary APN	`050-360-002-000`
Alternative APNs	`05036002100` `0503600210`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Patio Area	1,312 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 CANAL ST
City	PLACERVILLE
State	CA
Zip	95667-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	POR SEC 7 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3024
Census Tract	31000

Owner

Source: El Dorado County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	445 CANAL ST, PLACERVILLE, CA 95667-4337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2010 · Amount on Record
Deed Sale	May 17, 2010 · Amount on Record
Prior Sale	Apr 26, 2001 · Amount on Record
Deed Document Number	201021589
Prior Transfer Date	Dec 4, 2009
Prior Transfer Doc	0000004191
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 1, 2026
Property Address	445 CANAL ST, PLACERVILLE, CA 95667-4337
Document Number	0000031768
Instrument Date	Aug 21, 2026
Instrument	202631768
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	445 CANAL ST, PLACERVILLE, CA 95667-4337

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	445 CANAL ST, PLACERVILLE, CA 95667-4337
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CANAL ST, PLACERVILLE, CA 95667-4337

Mortgage

Document Number	0000039422
Date	Oct 5, 2022
Instrument	2022-0039422

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	445 CANAL ST, PLACERVILLE, CA 95667-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CANAL ST, PLACERVILLE, CA 95667-4337

Mortgage

Document Number	0000047687
Date	Sep 8, 2020
Instrument	2020-0047687

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,055 (+2%) Land $65,819 Building $138,236
2025	$2,140.00 (+3.33%)	$200,055 (+4.04%) Land $64,529 Building $135,526
2023	$2,071.00 (+1.42%)	$192,288 Land $62,024 Building $130,264
2022	$2,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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