445 Broad St, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 445 Broad St, Waverly, NY 14892

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,040 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$33,000 (Oct 2002)
Tax Bill$2,824 (2026)
Deeds & MortgagesJul 2019 Refinance
Jun 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN492001 166.19-4-24

Property Details

APN / Parcel Number

Primary APN492001 166.19-4-24
Alternative APNs
  • 200116601900040240000000
  • 00000000092

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,040 sqft Total Area
1st Floor Area1,020 sqft
2nd Floor Area1,020 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions167 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000092
Street Address445 BROAD ST
CityWAVERLY
StateNY
Zip14892-1444
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeZONE
Legal DescriptionDEED DATE 10/21/02
Legal Block4
Legal Lot Number24.000
JurisdictionTIOGA NY
Township / Civil DivisionBARTON
Census Block Group3
Census Block3028
Census Tract20703

Owner

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address742 WYNCOOP CREEK RD, CHEMUNG, NY 14825-9755
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CHEMUNG CANAL TRUST CO
Jun 29, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 30, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2002 · Amount on Record
Deed SaleOct 21, 2002 · Amount on Record
Deed Book / Page706 / 193
Last Transfer DateJun 7, 2023
Transfer Doc0000002346
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address445 BROAD ST, WAVERLY, NY 14892-1444
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19000002938
DateJul 30, 2019
Instrument190-00002938
Lender
NameCHEMUNG CANAL TRUST CO
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIOGA NY
Recording DateJun 29, 2023
Property Address445 BROAD ST, WAVERLY, NY 14892-1444
Document Number2023000002346
Instrument DateJun 7, 2023
Instrument20230-00002346
Transaction TypeTransfer
Record UpdatedJul 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 WYNCOOP CREEK RD, CHEMUNG, NY 14825-9755

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateJul 30, 2019
Property Address445 BROAD ST, WAVERLY, NY 14892-1444
Document Number2019000002937
Instrument DateJul 26, 2019
Instrument20190-00002937
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 BROAD ST, WAVERLY, NY 14892-1444

Tax Assessment & Valuation

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionBarton Town
MunicipalityWaverly Village
Unified School DistrictWaverly Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,824.00 (+3.07%)
2025$2,740.00 (+239.53%)$52,800 (-) Land $12,400 Building $40,400$93,950 (+6.76%) Land $22,064 Building $71,886
2023$52,800 (-) Land $12,400 Building $40,400$88,000 (+22.33%) Land $20,667 Building $67,333
2022$52,800 Land $12,400 Building $40,400$71,935 Land $16,894 Building $55,041
2019$807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (1993–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY VILLAGE
serves 4,830 people · EPA ID NY5304410
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Broad St

Nearby Streets

Search Property Records by Address or Parcel Number