Contra Costa County property record for 445 Blanco Ct, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1973 |
| Lot Size | 0.228 acres (9,945 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $605,000 (Oct 2012) |
| Tax Bill | $9,191 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-262-030-7 |
| Primary APN | 209-262-030-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Cluster |
| Lot Area | 9,945 sqft (0.228 acres) |
| Lot Dimensions | 117 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 445 BLANCO CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4235 LOT 15 |
| Legal Subdivision | TWIN CRKS |
| Legal Tract | 4235 |
| Legal Lot Number | 15 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 345206 |
Source: Contra Costa County records · APN 209-262-030-7
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Dec 01, 2021 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Oct 26, 2022 | Intrafamily Transfer, Transfer |
| Dec 30, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2012 · Amount on Record |
| Deed Sale | Oct 26, 2012 · Amount on Record |
| Deed Document Number | 2012270698 |
| Last Transfer Date | Sep 02, 2022 |
| Transfer Doc | 0000166544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | WFG TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000192089 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019-192089 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | WFG TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000192088 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019-192088 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Document Number | 0000267504 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-267504 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Document Number | 0000327761 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 2021-327761 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 26, 2022 |
| Property Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Document Number | 0000166544 |
| Map Reference | MB 148 PG 37-39 |
| Instrument Date | Sep 02, 2022 |
| Instrument | 2022-166544 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 445 BLANCO CT, SAN RAMON, CA 94583-2001 |
| Document Number | 0000002625 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 445 BLANCO CT SAN RAMON CA 945832001, SAN RAMON, CA 94583-2001 |
| Document Number | 0000002625 |
|---|---|
| Date | Jan 05, 2017 |
| Instrument | 2625 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $772,049 (+2%) Land $605,163 Building $166,886 | |
| 2025 | $9,191.00 (+3.89%) Homeowner's exemption | $756,912 (+4.04%) Land $593,298 Building $163,614 |
| 2023 | $8,847.00 (+0.77%) Homeowner's exemption | $727,521 Land $570,260 Building $157,261 |
| 2022 | $8,779.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 547 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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