445 Avon River Rd, Franklin, TN 37064 Property Records

Williamson County property record for 445 Avon River Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,642 sqft · built 2014
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jun 2021)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106F-A-007.00-000`

Property Details

APN / Parcel Number

Primary APN	`106F-A-007.00-000`
Alternative APNs	`094106F A 00700` `1084169`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,642 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	1,957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	445 AVON RIVER RD
City	FRANKLIN
State	TN
Zip	37064-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC10 PB 57 PG 131 LOT 0372
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	0372
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4056
Census Tract	51002

Owner

445 Avon River Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Williamson County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 AVON RIVER RD, FRANKLIN, TN 37064-8340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 14, 2017	Warranty Deed, Transfer CONCORD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	202136312
Deed Book / Page	8598 / 842
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	445 AVON RIVER RD, FRANKLIN, TN 37064-8340
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 AVON RIVER RD, FRANKLIN, TN 37064-8340

Mortgage

Document Number	0099810590
Date	Mar 30, 2026
Book Page	9981/590
Instrument	26009958

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 21, 2036

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 15, 2021
Property Address	445 AVON RIVER RD, FRANKLIN, TN 37064-8340
Document Number	0085980842
Book / Page	8598 / 842
Map Reference	MB P57 PG 131
Instrument Date	Jun 11, 2021
Instrument	21036312
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	MID-STATE TITLE AND ESCROW, MID STATE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 AVON RIVER RD, FRANKLIN, TN 37064-8340

Mortgage

Document Number	21036313
Date	Jun 15, 2021
Instrument	21036313

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 14, 2017
Property Address	445 AVON RIVER RD, FRANKLIN, TN 37064-8340
Document Number	0071540029
Book / Page	007154 / 000029
Instrument Date	Aug 11, 2017
Instrument	33250
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	CONCORD TITLE

Transaction

Amount	Amount on Record
Tax	$1,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 AVON RIVER RD FRANKLIN TN 370648340, FRANKLIN, TN 37064-8340

Tax Assessment & Valuation

The 2025 property tax bill for 445 Avon River Rd was $3,359, up 16.1% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00 (+16.15%)	$214,525 Land $68,750 Building $145,775	$858,100 Land $275,000 Building $583,100
2024	$2,892.00
2023	$2,892.00	$134,150 (-) Land $27,500 Building $106,650	$536,600 (-) Land $110,000 Building $426,600
2022	$2,892.00	$134,150 Land $27,500 Building $106,650	$536,600 Land $110,000 Building $426,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Avon River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Avon River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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