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445 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 445 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 2,033 sqft · built 1984
Lot Size0.31 acres (13,485 sqft)
Owner2 Individual Names on File
Tax Bill$20,775 (2025)
Deeds & MortgagesAug 2025 Sale
Jan 2018 Transfer
Flood ZoneZone VE (high risk)
APNWEST M:167 B:4

Property Details

APN / Parcel Number

Primary APNWEST M:167 B:4
Alternative APNs
  • M:167 B:4 L
  • 13150051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,033 sqft Living Area
Gross Area4,749 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Roof MaterialTar & Gravel
Lot Area13,485 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number13150051
Street Address445 ATLANTIC AVE
CityWESTERLY
StateRI
Zip02891-4333
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block4
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1080
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:167 B:4

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address44 BELGIAN CIR, BRISTOL, CT 06010-8967
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2025Deed, Transfer
Jan 22, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 08, 2025
Transfer Doc2025-11921
Record UpdatedSep 20, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateAug 27, 2025
Property Address445 ATLANTIC AVE, WESTERLY, RI 02891-4333
Document Number2025-11921
Book / Page2025 / 11921
Instrument DateAug 08, 2025
Instrument2025-2838
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address44 BELGIAN CIR, BRISTOL, CT 06010-8967

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJan 22, 2018
Property Address445 ATLANTIC AVE, WESTERLY, RI 02891-4333
Document Number2018-1108
Book / Page002018 / 001108
Instrument DateDec 27, 2017
Instrument278
Transaction TypeTransfer
Record UpdatedFeb 06, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address44 BELGIAN CIR BRISTOL CT 060108967, BRISTOL, CT 06010-8967

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$20,775.00 (+0.66%)$2,922,000 (+36.2%) Land $2,495,300 Building $426,700
2023$20,638.00 (+0.63%)$2,145,300 (-) Land $1,784,400 Building $360,900
2022$20,509.00$2,145,300 Land $1,784,400 Building $360,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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