Westerly Town property record for 443 Atlantic Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,700 sqft · built 1989 |
| Lot Size | 0.31 acres (13,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Jun 2023) |
| Tax Bill | $23,048 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | WEST M:167 B:5 |
| Primary APN | WEST M:167 B:5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 6,703 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 13,485 sqft (0.31 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6091595 |
|---|---|
| Street Address | 443 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4333 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 5 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:167 B:5
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 TOLLAND TPKE, TOLLAND, CT 06084-2233 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed, Transfer |
| Jun 30, 2023 | Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA) |
| Jun 30, 2023 | Deed, Transfer |
| Jul 06, 2020 | Correction Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 20232126 |
| Deed Book / Page | 2023 / 8467 |
| Transfer Doc | 1939-806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 30, 2023 |
| Property Address | 443 ATLANTIC AVE, WESTERLY, RI 02891-4333 |
| Document Number | 02023-8464 |
| Book / Page | 2023 / 8464 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-2125 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 TOLLAND TPKE, TOLLAND, CT 06084-2233 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 30, 2023 |
| Property Address | 443 ATLANTIC AVE, WESTERLY, RI 02891-4333 |
| Document Number | 02023-8467 |
| Book / Page | 2023 / 8467 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-2126 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 TOLLAND TPKE, TOLLAND, CT 06084-2233 |
| Document Number | 0020232127 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-2127 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jul 01, 2030 |
| Max Rate At Change | 2.88% |
| Index | Other |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 30, 2023 |
| Property Address | 443 ATLANTIC AVE, WESTERLY, RI 02891-4333 |
| Document Number | 02023-8461 |
| Book / Page | 2023 / 8461 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023-2124 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 TOLLAND TPKE, TOLLAND, CT 06084-2233 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 06, 2020 |
| Property Address | 443 ATLANTIC AVE, WESTERLY, RI 02891-4333 |
| Document Number | 2020-2973 |
| Book / Page | 002020 / 012973 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2979 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 77 DOUGLAS HL NORWICH VT 050559647, NORWICH, VT 05055-9647 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $23,048.00 (+0.56%) | $3,241,700 (+36.07%) Land $2,673,000 Building $568,700 |
| 2023 | $22,919.00 (+1.54%) | $2,382,400 (+0.91%) Land $1,911,300 Building $471,100 |
| 2022 | $22,571.00 | $2,361,000 Land $1,911,300 Building $449,700 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 86 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system RI1559512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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