445 Altara Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 445 Altara Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,121 sqft · built 1981
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Aug 2022)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284162-0010`

Property Details

APN / Parcel Number

Primary APN	`284162-0010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,121 sqft Living Area
Gross Area	1,609 sqft
1st Floor Area	1,121 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	156 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 ALTARA DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14/21-24 ST AUG SHORES UNIT 5 LOT 1 BLK 162 OR5625/1225
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 5
Legal Block	162
Legal Lot Number	1
Legal Unit	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3001
Census Tract	21210

Owner

Source: St. Johns County records · APN 284162-0010

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
May 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 20, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	202283532
Deed Book / Page	5625 / 1225
Prior Transfer Date	Dec 02, 2015
Prior Transfer Doc	0041180420
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 31, 2022
Property Address	445 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Document Number	0056251225
Book / Page	5625 / 1225
Map Reference	MB 14 PG 21
Instrument Date	Aug 19, 2022
Instrument	2022083532
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 DANCING HORSE DR, 154, HASTINGS, FL 32145-5123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 ALTARA DR, ST AUGUSTINE, FL 32086-7385

Mortgage

Document Number	0056251227
Date	Aug 31, 2022
Instrument	5625/1227

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	445 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385

Mortgage

Document Number	0052580470
Date	May 06, 2021
Book Page	5258/470
Instrument	2021051009

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 01, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 20, 2018
Property Address	445 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Document Number	0045340613
Book / Page	4534 / 0613
Map Reference	MB14 PG21-24
Instrument Date	Apr 20, 2018
Instrument	2018026658
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13050 DRAN BAY PKY629, 13050, JACKSONVILLE, FL 32258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	445 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385

Mortgage

Document Number	2018026659
Date	Apr 20, 2018
Instrument	2018026659

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,485 (+2.7%)	$254,464 (-1.93%) Land $112,763 Building $141,701
2025	$2,821.00 (+13.66%) Homeowner's exemption	$223,452 (+5.99%)	$259,471 (+2.26%) Land $106,425 Building $153,046
2024	$2,482.00 (+2.14%)
2023	$2,430.00 (+33.88%) Homeowner's exemption	$210,830 (+29.59%)	$253,737 (+10.78%) Land $106,425 Building $147,312
2022	$1,815.00 Homeowner's exemption	$162,688	$229,038 Land $68,869 Building $160,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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