433 Altara Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 433 Altara Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1997
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Feb 2023)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`284162-0040`

Property Details

APN / Parcel Number

Primary APN	`284162-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,305 sqft
1st Floor Area	1,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 ALTARA DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	14/21-24 ST AUG SHORES UNIT 5 LOT 4 BLK 162 OR5702/1343 & 6239/870(L/E)
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 5
Legal Block	162
Legal Lot Number	4
Legal Unit	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3001
Census Tract	21210

Owner

433 Altara Dr is owned by two individuals who acquired it in October 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5272 39TH AVE S, SEATTLE, WA 98118-6118
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Oct 15, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 27, 2017	Warranty Deed, Transfer · Construction Mortgage ROY O JR BARNES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Feb 27, 2017 · Amount on File
Deed Document Number	20237977
Deed Book / Page	5702 / 1343
Last Transfer Date	Oct 14, 2025
Transfer Doc	0062390870
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	433 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385

Mortgage

Document Number	0062340525
Date	Oct 7, 2025
Book Page	6234/525
Instrument	2025081786

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 25, 2040

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 15, 2025
Property Address	433 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Document Number	0062390870
Book / Page	6239 / 870
Map Reference	MB 14 PG 21-24
Instrument Date	Oct 14, 2025
Instrument	2025084156
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 ALTARA DR, ST AUGUSTINE, FL 32086-7385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5272 39TH AVE S, SEATTLE, WA 98118-6118

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 1, 2023
Property Address	433 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Document Number	0057021343
Book / Page	5702 / 1343
Map Reference	MB 14 PG 21-24
Instrument Date	Jan 31, 2023
Instrument	2023007977
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1119 N TYROLEAN DR, PAYSON, AZ 85541-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 ALTARA DR, ST AUGUSTINE, FL 32086-7385

Mortgage

Document Number	0057021348
Date	Feb 1, 2023
Instrument	5702/1348

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 27, 2017
Property Address	433 ALTARA DR, SAINT AUGUSTINE, FL 32086-7385
Document Number	0043351740
Book / Page	004335 / 001740
Instrument Date	Feb 24, 2017
Instrument	13539
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 ALTARA DR ST AUGUSTINE FL 320867385, ST AUGUSTINE, FL 32086-7385

Mortgage

Document Number	43351742
Date	Feb 27, 2017
Book Page	004335/001742
Instrument	13540

Lender

Name	ROY O JR BARNES
Address	1539 SAN RAFAEL WAY, ST AUGUSTINE, FL 32080-5310

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 26, 2018

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 433 Altara Dr was $3,800, up 12.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,079 (+2.7%)	$347,751 (-11.08%) Land $118,234 Building $229,517
2025	$3,800.00 (+12.86%) Homeowner's exemption	$296,085 (+2.9%)	$391,068 (-2.23%) Land $111,589 Building $279,479
2024	$3,367.00 (+112.97%) Homeowner's exemption	$287,741 (+68.19%)	$399,973 (+6.97%) Land $111,589 Building $288,384
2023	$1,581.00 (+4.43%) Homeowner's exemption Senior Citizen's exemption	$171,082 (+3%)	$373,894 (+6.22%) Land $111,589 Building $262,305
2022	$1,514.00 Homeowner's exemption Senior Citizen's exemption	$166,099	$351,999 Land $72,210 Building $279,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Altara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Altara Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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