445 Adair St, Elverta, CA 95626 Property Records

Sacramento County property record for 445 Adair St, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1958
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$703,000 (May 2024)
Tax Bill	$8,247 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-0330-007-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0330-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,881 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	108,900 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	445 ADAIR ST
City	ELVERTA
State	CA
Zip	95626-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	E 294.80 FT OF LOT 17 OF ELVERTA NO 2 EXC THEREFROM THE N 123.13 FT OF SD LOT 17 FORM PAR 202-040-56
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2023
Census Tract	7206

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 ADAIR ST, ELVERTA, CA 95626-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
May 6, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Deed Book / Page	20240506 / 101
Last Transfer Date	Aug 28, 2024
Transfer Doc	2024000048
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 16, 2026
Property Address	445 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	2026000773
Book / Page	20260716 / 773
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 ADAIR ST, ELVERTA, CA 95626-9530

Mortgage

Document Number	2026000773,
Date	Jul 16, 2026
Book Page	20260716/773

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 6, 2024
Property Address	445 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	0000000101
Map Reference	MB 9 MAP 12
Instrument Date	May 2, 2024
Instrument	202405060101
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 ADAIR ST, ELVERTA, CA 95626-9530

Mortgage

Document Number	0000000102
Date	May 6, 2024
Instrument	202405060102

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$731,399 (+2%) Land $243,555 Building $487,844
2025	$8,247.00 (+13.97%)	$717,059 (+766.43%) Land $238,780 Building $478,279
2024	$7,236.00 (+722.27%)
2023	$880.00 (+4.14%) Homeowner's exemption	$82,760 Land $13,843 Building $68,917
2022	$845.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1995–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, DigitalPath.

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