405 Adair St, Elverta, CA 95626 Property Records

Sacramento County property record for 405 Adair St, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,932 sqft · built 1966
Lot Size	2.28 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Nov 2018)
Tax Bill	$5,826 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`202-0330-009-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0330-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	99,752 sqft
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Area	14,769 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	405 ADAIR ST
City	ELVERTA
State	CA
Zip	95626-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	S 369.39FT OF W 294.81FT OF LOT 17 OF ELVERTA NO2
Legal Subdivision	ELVERTA 02
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2023
Census Tract	7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 ADAIR ST, ELVERTA, CA 95626-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 27, 2020	Quit Claim Deed, Transfer HOME PT FIN'L
Mar 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 26, 2020	Quit Claim Deed, Transfer GOLDEN BAY MTG GROUP
Nov 2, 2018	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
May 2, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Deed Book / Page	20181102 / 1038
Prior Transfer Date	Nov 17, 1997
Prior Transfer Doc	9712001601
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 11, 2025
Property Address	405 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	0000000885
Map Reference	MB 9 MAP 12
Instrument Date	Dec 5, 2025
Instrument	202512110885
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 ADAIR ST, ELVERTA, CA 95626-9530

Mortgage

Document Number	0000000886
Date	Dec 11, 2025
Instrument	202512110886

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 27, 2020
Property Address	405 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	2010271014
Instrument Date	Oct 19, 2020
Instrument	2010271014
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	405 ADAIR ST ELVERTA CA 956269530, ELVERTA, CA 95626-9530

Mortgage

Document Number	2010271015
Date	Oct 27, 2020
Instrument	2010271015

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 4, 2020
Property Address	405 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	2003040995
Instrument Date	Mar 3, 2020
Instrument	2003040995
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ADAIR ST ELVERTA CA 956269530, ELVERTA, CA 95626-9530

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 26, 2020
Property Address	405 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	2002260938
Instrument Date	Feb 21, 2020
Instrument	2002260938
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 ADAIR ST ELVERTA CA 956269530, ELVERTA, CA 95626-9530

Mortgage

Document Number	2002260939
Date	Feb 26, 2020
Instrument	2002260939

Lender

Name	GOLDEN BAY MTG GROUP
Address	SACRAMENTO, CA 95834

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 2, 2018
Property Address	405 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	1811021038
Instrument Date	Oct 29, 2018
Instrument	1811021038
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 ADAIR ST ELVERTA CA 956269530, ELVERTA, CA 95626-9530

Mortgage

Document Number	1811021039
Date	Nov 2, 2018
Instrument	1811021039

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	May 2, 2018
Property Address	405 ADAIR ST, ELVERTA, CA 95626-9530
Document Number	1805021898
Instrument Date	Apr 12, 2018
Instrument	1805021898
Transaction Type	Transfer
Record Updated	May 30, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2228 LONGPORT CT STE100 ELK GROVE CA 95758, ELK GROVE, CA 95758

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$523,395 (+2%) Land $157,018 Building $366,377
2025	$5,826.00 (+7.04%) Homeowner's exemption	$513,134 (+4.04%) Land $153,940 Building $359,194
2024	$5,443.00 (-1.36%)
2023	$5,518.00 (+4.07%) Homeowner's exemption	$493,210 Land $147,963 Building $345,247
2022	$5,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1995–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, DigitalPath.

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