445 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 445 7th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,148 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Jan 2022)
Tax Bill	$4,351 (2026)
Deeds & Mortgages	Aug 2023 Refinance Jan 2022 Sale + 1 more
APN	`381700 80.72-6-11`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-6-11`
Alternative APN	`1609240`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,148 sqft Total Area
1st Floor Area	1,074 sqft
2nd Floor Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	376 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1609240
Street Address	445 7TH AVE
City	TROY
State	NY
Zip	12182-2910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2 STY DBLE FR HSE & 2C FR GAR 276-15/266
Legal Block	6
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4016
Census Tract	40200

Owner

445 7th Ave, a duplex, is owned by a company that acquired it in August 2023.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	9 CAVILLE DR, MONSEY, NY 10952-4012
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed, Transfer · Stand-Alone Refinance LOAN FUNDER LLC
Jan 28, 2022	Warranty Deed, Transfer
Sep 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Jan 7, 1999 · Amount on File
Deed Document Number	2022604690
Deed Book / Page	9918 / 226
Last Transfer Date	Aug 7, 2023
Transfer Doc	0104710075
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 29, 2023
Property Address	445 7TH AVE, TROY, NY 12182-2910
Document Number	0104710075
Book / Page	10471 / 75
Instrument Date	Aug 7, 2023
Instrument	2023-631666
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CAVILLE DR, MONSEY, NY 10952-4012

Mortgage

Document Number	0104710079
Date	Aug 29, 2023
Book Page	10471/79
Instrument	2023-631667

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 28, 2022
Property Address	445 7TH AVE, TROY, NY 12182-2910
Document Number	0099180226
Book / Page	9918 / 226
Instrument Date	Jan 19, 2022
Instrument	2022-604690
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BREWER RD, MONSEY, NY 10952-4002

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 4, 2020
Property Address	445 7TH AVE, TROY, NY 12182-2910
Document Number	0000573928
Book / Page	009273 / 000087
Instrument Date	Sep 4, 2020
Instrument	573928
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 7TH AVE TROY NY 121822910, TROY, NY 12182-2910

Tax Assessment & Valuation

The 2026 property tax bill for 445 7th Ave was $4,351, down 45.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,351.00 (-45.19%)
2025	$7,938.00	$94,000 Land $14,000 Building $80,000	$161,000 Land $23,979 Building $137,021
2023		$94,000 (-) Land $14,000 Building $80,000	$134,300 (+8.58%) Land $20,002 Building $114,298
2022	$4,098.00	$94,000 Land $14,000 Building $80,000	$123,684 Land $18,421 Building $105,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 445 7th Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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