440 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 440 7th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,782 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2025)
Tax Bill	$6,822 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Sale + 1 more
APN	`381700 80.72-7-15`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-7-15`
Alternative APN	`1610020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,188 sqft
Upper Floors Area	594 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1610020
Street Address	440 7TH AVE
City	TROY
State	NY
Zip	12182-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1.5 STY FR HSE & GAR 2C 277-11 9-08/S1/2 289
Legal Block	7
Legal Lot Number	15.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4015
Census Tract	40200

Owner

440 7th Ave is owned by an individual who bought it in August 2025.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	357 4TH AVE, TROY, NY 12182-3106
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Grant Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU
May 28, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 31, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Book / Page	11029 / 202
Prior Transfer Date	Jan 11, 2018
Prior Transfer Doc	0084280176
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 23, 2020
Property Address	440 7TH AVE, TROY, NY 12182-2911
Document Number	0000578789
Book / Page	009372 / 000114
Instrument Date	Sep 18, 2020
Instrument	578789
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	MERIDIAN RESEARCH GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 AMITY ST COHOES NY 120474102, COHOES, NY 12047-4102

Mortgage

Document Number	578790
Date	Nov 23, 2020
Book Page	009372/000118
Instrument	578790

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 28, 2020
Property Address	440 7TH AVE, TROY, NY 12182-2911
Document Number	0000568831
Book / Page	009172 / 000116
Instrument Date	Jan 22, 2020
Instrument	568831
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 31, 2018
Property Address	440 7TH AVE, TROY, NY 12182-2911
Document Number	0084280176
Book / Page	008428 / 000176
Instrument Date	Jan 11, 2018
Transaction Type	Foreclosure
Record Updated	Feb 13, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2929 WALDEN AVE DEPEW NY 140432602, DEPEW, NY 14043-2602

Tax Assessment & Valuation

The 2026 property tax bill for 440 7th Ave was $6,822, up 34.4% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,822.00 (+34.4%)
2025	$5,076.00	$105,000 Land $8,800 Building $96,200	$179,800 Land $15,069 Building $164,731
2023		$105,000 (-) Land $8,800 Building $96,200	$150,000 (+8.57%) Land $12,571 Building $137,429
2022	$5,093.00	$105,000 Land $8,800 Building $96,200	$138,158 Land $11,579 Building $126,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 440 7th Ave; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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