Onondaga County and Clay Town property record for 4449 Millstream Dr, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,548 sqft · built 2010 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,140 (Feb 2011) |
| Tax Bill | $11,331 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 070.-02-02.0 |
| Primary APN | 312489 070.-02-02.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| 2nd Floor Area | 1,157 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 91,912 sqft (2.11 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 528 sqft |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4449 MILLSTREAM DR |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06 - INDUS |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11232 |
Source: Onondaga County and Clay Town records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4449 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage EMPOWER FEDERAL CREDIT UNION |
| Jan 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU |
| Jun 5, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2011 · Amount on Record |
| Deed Sale | Feb 7, 2011 · Amount on Record |
| Prior Sale | Nov 5, 2010 · Amount on Record |
| Deed Book / Page | 5153 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | May 1, 2026 |
| Property Address | 4449 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 202600013889 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202613889 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4449 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 0000013889, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202613889 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4449 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000000897 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 20220-00000897 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4449 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19000019836 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 190-00019836 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,331.00 | $10,700 (-) Land $1,500 Building $9,200 | $445,833 (+24.17%) Land $62,500 Building $383,333 |
| 2023 | $10,700 Land $1,500 Building $9,200 | $359,060 Land $50,336 Building $308,724 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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