Onondaga County and Clay Town property record for 4446 Millstream Dr, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,224 sqft · built 2010 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Mar 2026) |
| Tax Bill | $9,593 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 070.-03-24.0 |
| Primary APN | 312489 070.-03-24.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 932 sqft |
| 2nd Floor Area | 1,292 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 136 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4446 MILLSTREAM DR |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06 - INDUS |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11232 |
Source: Onondaga County and Clay Town records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26995 THREE MILE POINT RD, CHAUMONT, NY 13622-2191 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Jan 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 11, 2019 | Corporation Deed, Transfer · Stand-Alone Refinance BANK OF WHITTIER |
| Apr 11, 2019 | Deed, Transfer · Stand-Alone First Mortgage BANK OF WHITTIER |
| Sep 1, 2015 | Deed, Transfer SYRACUSE SECURITIES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Apr 11, 2019 · Amount on Record |
| Deed Document Number | 20269384 |
| Prior Transfer Date | Dec 16, 2020 |
| Prior Transfer Doc | 0000001955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Mar 24, 2026 |
| Property Address | 4446 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 202600009384 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026-00009384 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26995 THREE MILE POINT RD, CHAUMONT, NY 13622-2191 |
| Document Number | 202600009385 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026-00009385 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Jan 15, 2021 |
| Property Address | 4446 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 2021000001955 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 20210-00001955 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4446 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Apr 11, 2019 |
| Property Address | 4446 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 2019000013286 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 20190-00013286 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 GIRVAN CT, LIVERPOOL, NY 13090-3912 |
| Document Number | 2019000013287 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 20190-00013287 |
| Name | BANK OF WHITTIER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Apr 11, 2019 |
| Property Address | 4446 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 2019000013285 |
| Instrument Date | Feb 2, 2019 |
| Instrument | 20190-00013285 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6200 OAK TREE BLVD, INDEPENDENCE, OH 44131-6933 |
| Document Number | 2019000013287 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 20190-00013287 |
| Name | BANK OF WHITTIER |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Sep 1, 2015 |
| Property Address | 4446 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 0000005338/0000000748 |
| Book / Page | 0000005338 / 0000000748 |
| Instrument Date | Aug 14, 2015 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | RONDA AKL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4446 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 0000017832/0000000583 |
|---|---|
| Date | Sep 1, 2015 |
| Book Page | 0000017832/0000000583 |
| Instrument | 0000030393 |
| Name | SYRACUSE SECURITIES |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 136 Months |
| Due | Jan 1, 2027 |
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,593.00 | $8,900 (-) Land $1,500 Building $7,400 | $370,833 (+14.58%) Land $62,500 Building $308,333 |
| 2024 | $8,900 (-) Land $1,500 Building $7,400 | $323,636 (+8.36%) Land $54,545 Building $269,091 | |
| 2023 | $8,900 Land $1,500 Building $7,400 | $298,658 Land $50,336 Building $248,322 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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