Tipton County property record for 4449 Hwy 54 E, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,072 sqft · built 1972 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,257 (Oct 2021) |
| Tax Bill | $486 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084043 04601 |
| Primary APN | 084043 04601 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 245 ft deep x 145 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Utility Building | 448 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4449 HIGHWAY 54 E |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAR |
| Legal Description | DISTRICT: 13, COUNTY AREA: A62 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40900 |
4449 Hwy 54 E is owned by two individuals who bought it in October 2021.
Source: Tipton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4528 HIGHWAY 54 E, COVINGTON, TN 38019-7163 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on File |
| Deed Sale | Oct 7, 2021 · Amount on File |
| Prior Sale | Aug 26, 2020 · Amount on File |
| Deed Document Number | 2021250115 |
| Deed Book / Page | 1926 / 904 |
| Prior Transfer Date | Oct 6, 2021 |
| Prior Transfer Doc | 0001926904 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Oct 7, 2021 |
| Property Address | 4449 HIGHWAY 54 E, COVINGTON, TN 38019-7162 |
| Document Number | 1926904 |
| Book / Page | 1926 / 904 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 250115 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.75 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4528 HIGHWAY 54 E, COVINGTON, TN 38019-7163 |
| Document Number | 250116 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 250116 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 4449 HIGHWAY 54 E, COVINGTON, TN 38019-7162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1882196 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 1882/196 |
| Instrument | 241091 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Address | MILLINGTON, TN 38053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4449 Hwy 54 E was $486.
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $486.00 | $31,925 Land $3,925 Building $28,000 | |
| 2023 | $31,925 Land $3,925 Building $28,000 | ||
| 2022 | $455.00 | ||
| 2020 | $127,700 Land $15,700 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4449 Hwy 54 E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4449 Hwy 54 E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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