4291 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 4291 Hwy 54 E, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,967 sqft · built 1956
Lot Size	6.9 acres (300,564 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jan 1991)
Tax Bill	$924 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084043 04700`

Property Details

APN / Parcel Number

Primary APN	`084043 04700`
Alternative APN	`043 04700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,967 sqft Living Area
1st Floor Area	1,967 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	300,564 sqft (6.9 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	286 sqft
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4291 HIGHWAY 54 E
City	COVINGTON
State	TN
Zip	38019-7158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 13, COUNTY AREA: A62
Legal Subdivision	CAMPBELL SURVEYING CO
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	40900

Owner

4291 Hwy 54 E is owned and occupied by two individuals who acquired it in February 2021.

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4291 HIGHWAY 54 E, COVINGTON, TN 38019-7158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 1991 · Amount on File
Deed Sale	Jan 16, 1991 · Amount on File
Prior Sale	Nov 2, 1984
Deed Book / Page	658 / 338
Last Transfer Date	Feb 25, 2021
Transfer Doc	18861021
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Mar 2, 2021
Property Address	4291 HIGHWAY 54 E, COVINGTON, TN 38019-7158
Document Number	0018861021
Book / Page	1886 / 1021
Instrument Date	Feb 25, 2021
Instrument	242092
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4291 HIGHWAY 54 E, COVINGTON, TN 38019-7158

Mortgage

Document Number	0000242093
Date	Mar 2, 2021
Instrument	242093

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 4291 Hwy 54 E was $924.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00	$60,700 Land $12,250 Building $48,450
2023		$60,700 Land $12,250 Building $48,450
2022	$920.00
2020			$242,800 Land $49,000 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4291 Hwy 54 E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4291 Hwy 54 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20