Emmet County property record for 4448 Upper Balcony, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 3 ba · 2,095 sqft · built 2024 |
| Lot Size | 1.29 acres (56,426 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $918,000 (Aug 2024) |
| Tax Bill | $2,659 (2024) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-28-150-138 |
| Primary APN | 01-19-28-150-138 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,095 sqft Living Area |
| 1st Floor Area | 2,095 sqft |
| Basement Area | 2,095 sqft |
| Unfinished Basement | 2,095 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Condo/Apartment |
| Lot Area | 56,426 sqft |
| Garage Area | 1,116 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4448 UPPER BALCONY |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8222 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC FF-1 |
| Legal Description | CHAPEL HILL CONDO, PLAN #315, UNIT 38, SECTION 28, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 28 |
| Legal Subdivision | CHAPEL HILL CONDO |
| Legal Unit | 38 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
4448 Upper Balcony, a condominium, is owned and occupied by two individuals who acquired it in April 2026.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4448 UPPER BALCONY, PETOSKEY, MI 49770-8222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Warranty Deed, Transfer |
| Jun 16, 2023 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on File |
| Deed Sale | Aug 16, 2024 · Amount on File |
| Prior Sale | Jun 16, 2023 · Amount on File |
| Deed Document Number | 20245214632 |
| Deed Book / Page | 1261 / 619 |
| Last Transfer Date | Apr 28, 2026 |
| Transfer Doc | 001275/541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 8, 2026 |
| Property Address | 4448 UPPER BALCONY, PETOSKEY, MI 49770-8222 |
| Document Number | 001275/541 |
| Book / Page | 1275 / 541 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20265228590 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4448 UPPER BALCONY, PETOSKEY, MI 49770-8222 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 16, 2023 |
| Property Address | 4448 UPPER BALCONY, PETOSKEY, MI 49770-8222 |
| Document Number | 001252/859 |
| Book / Page | 1252 / 859 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 5205851 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 SPENCER ST, PETOSKEY, MI 49770-3117 |
| Document Number | 0000001253/0000000012 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 0000001253/0000000012 |
| Instrument | 5206003 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,200 (+9.8%) Land $495,200 | $990,400 (+9.8%) Land $990,400 | |
| 2025 | $451,000 Land $451,000 | $902,000 Land $902,000 | |
| 2024 | $2,659.00 | ||
| 2023 | $14,400 Land $14,400 | $28,800 Land $28,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4448 Upper Balcony in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4448 Upper Balcony is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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