4448 Paddock Point Dr, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 4448 Paddock Point Dr, Black Jack, MO 63033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,198 sqft · built 1989
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Dec 1991)
Tax Bill	$4,645 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07G-1-4-046-1`

Property Details

APN / Parcel Number

Primary APN	`07G-1-4-046-1`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	2,146 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	180 ft deep x 79 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Patio Area	306 sqft
Balcony	Balcony
Balcony Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4448 PADDOCK POINT DR
City	BLACK JACK
State	MO
Zip	63033-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	103R-2
Legal Description	PADDOCK POINTE 07G140096 12 2189
Legal Subdivision	PADDOCK POINTE
Legal Lot Number	29
Jurisdiction	ST LOUIS MO
Township / Civil Division	SPANISH LAKE
Census Block Group	3
Census Block	3005
Census Tract	210803

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4448 PADDOCK POINT DR, BLACK JACK, MO 63033-4100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1991 · Amount on Record
Deed Sale	Dec 1, 1991 · Amount on Record
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4448 PADDOCK POINT DR, BLACK JACK, MO 63033-4100
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 PADDOCK POINT DR, BLACK JACK, MO 63033-4100

Mortgage

Document Number	2025090800402
Date	Sep 8, 2025
Instrument	2025090800402

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2045

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4448 PADDOCK POINT DR, BLACK JACK, MO 63033-4100
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 PADDOCK POINT DR, BLACK JACK, MO 63033-4100

Mortgage

Document Number	0249640353
Date	Jul 2, 2021
Book Page	24964/353
Instrument	2021070201034

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Black Jack City
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,680 (+6.15%) Land $5,830 Building $48,850	$287,800 (+6.16%) Land $30,700 Building $257,100
2024	$4,645.00 (+0.22%)
2023	$4,635.00 (+11.42%)	$51,510 (+29.36%) Land $5,050 Building $46,460	$271,100 (+29.34%) Land $26,600 Building $244,500
2022	$4,160.00	$39,820 Land $8,740 Building $31,080
2021			$209,600 Land $46,000 Building $163,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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