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4431 Paddock Point Dr, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 4431 Paddock Point Dr, Black Jack, MO 63033 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,010 sqft · built 1993
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jul 2002)
Tax Bill$4,055 (2024)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07G-14-0591

Property Details

APN / Parcel Number

Primary APN07G-14-0591

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,010 sqft Living Area
Gross Area2,648 sqft
1st Floor Area2,010 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions125 ft deep x 81 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area268 sqft
Patio Area245 sqft
Balcony Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4431 PADDOCK POINT DR
CityBLACK JACK
StateMO
Zip63033-4131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPADDOCK POINTE 12 21 89 LOT 13
Legal SubdivisionPADDOCK POINTE
Legal Lot Number13
JurisdictionST LOUIS MO
Township / Civil DivisionSPANISH LAKE
Census Block Group3
Census Block3005
Census Tract210803

Owner

Source: St. Louis County records · APN 07G-14-0591

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4431 PADDOCK POINT DR, BLACK JACK, MO 63033-4131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2002 · Amount on Record
Deed SaleJul 26, 2002 · Amount on Record
Deed Document Number2002962
Deed Book / Page14007 / 786
Prior Transfer DateJul 17, 2002
Prior Transfer Doc0140070786
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address4431 PADDOCK POINT DR, BLACK JACK, MO 63033-4131
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address4431 PADDOCK POINT DR, BLACK JACK, MO 63033-4131

Mortgage

Document Number0252960030
DateDec 28, 2021
Book Page25296/30
Instrument2021122800009
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBlack Jack City
CountySt. Louis County
Unified School DistrictHazelwood School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$46,970 (+4.45%) Land $5,260 Building $41,710$247,200 (+4.44%) Land $27,700 Building $219,500
2024$4,055.00 (+0.22%)
2023$4,046.00 (+14.42%)$44,970 (+32.89%) Land $4,560 Building $40,410$236,700 (+32.9%) Land $24,000 Building $212,700
2022$3,536.00$33,840 Land $7,890 Building $25,950
2021$178,100 Land $41,500 Building $136,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892108033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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