4448 Hemlock Rd, Dundee, NY 14837 Property Records

Yates County and Starkey Town property record for 4448 Hemlock Rd, Dundee, NY 14837

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 570 sqft · built 1950
Lot Size0.562 acres (24,500 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Sep 2022)
Tax Bill$5,951 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0381-000

Property Details

APN / Parcel Number

Primary APN0381-000
Alternative APNs
  • 348910707600010100000000
  • 573489 107.76-1-10

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area570 sqft Living Area
1st Floor Area570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area24,500 sqft (0.562 acres)
Lot Dimensions350 ft deep x 70 ft wide
View / LotWaterfront
PorchSlab
Porch Area230 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0381-000
Street Address4448 HEMLOCK RD
CityDUNDEE
StateNY
Zip14837
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning Code04 - FARM
Legal Block1
Legal Lot Number10.000
JurisdictionYATES NY
Township / Civil DivisionSTARKEY
Census Block Group1
Census Block1034
Census Tract150101

Owner

Source: Yates County and Starkey Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9136 CORYLAND RD, GILLETT, PA 16925-7819
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Prior SaleOct 31, 2003 · Amount on Record
Deed Document Number20229696
Prior Transfer DateMar 23, 2000
Prior Transfer Doc0430000342
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYATES NY
Recording DateSep 21, 2022
Property Address4448 HEMLOCK RD, DUNDEE, NY 14837
Document Number0020229696
Instrument DateSep 15, 2022
Instrument2022-9696
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45 BROOKSIDE CIR, 45, ELMIRA, NY 14903-9389

Transferred To (Grantee/Buyer)

NameVerified Name
Address9136 CORYLAND RD, GILLETT, PA 16925-7819

Mortgage

Document Number0020229697
DateSep 21, 2022
Instrument2022-9697
Lender
NameCITIZENS & NORTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2032
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change7.12%
Index1-Year CMT
Max Rate11.2%

Tax Assessment & Valuation

Source: Yates County and Starkey Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionStarkey Town
Unified School DistrictDundee Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,951.00 (-12.6%)
2025$6,809.00 (+59.05%)$385,000 (+58.44%) Land $239,000 Building $146,000$385,000 (+29.94%) Land $239,000 Building $146,000
2023$243,000 Land $174,000 Building $69,000$296,300 Land $212,165 Building $84,135
2020$4,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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