138 Hemlock Rd, Dundee, NY 14837 Property Records

Yates County and Starkey Town property record for 138 Hemlock Rd, Dundee, NY 14837

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 2006
Lot Size	5.09 acres (221,720 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Sep 2019)
Tax Bill	$7,605 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`573489 107.04-1-41.11`

Property Details

APN / Parcel Number

Primary APN	`573489 107.04-1-41.11`
Alternative APN	`348910700400010410110000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	221,720 sqft (5.09 acres)
Lot Width	19 ft Width
View / Lot	Waterfront
Porch	Slab
Porch Area	600 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	138 HEMLOCK RD
City	DUNDEE
State	NY
Zip	14837-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Subdivision	SUBDIVISION OF LANDS OF PETER NOWAK
Legal Block	1
Legal Lot Number	41.011
Jurisdiction	YATES NY
Township / Civil Division	STARKEY
Census Block Group	1
Census Block	1034
Census Tract	150101

Owner

Source: Yates County and Starkey Town records · APN 573489 107.04-1-41.11

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 HEMLOCK RD, DUNDEE, NY 14837-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ELMIRA SAVINGS BANK FSB
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELMIRA SAVINGS BANK FSB
Sep 23, 2019	Warranty Deed, Transfer · Line of Credit FARM CREDIT EAST ACA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	20192169
Deed Book / Page	758 / 324
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	138 HEMLOCK RD, DUNDEE, NY 14837-9176
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214393
Date	Mar 26, 2021
Instrument	2021-4393

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank
Address	ELMIRA, NY 14901

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	138 HEMLOCK RD, DUNDEE, NY 14837-9176
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214392
Date	Mar 26, 2021
Instrument	2021-4392

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank
Address	ELMIRA, NY 14901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Sep 23, 2019
Property Address	138 HEMLOCK RD, DUNDEE, NY 14837-9176
Document Number	0DE758/324
Book / Page	DE 758 / 324
Map Reference	LB 11 PG 562
Instrument Date	Sep 20, 2019
Instrument	2019-00002169
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 16739, ROCHESTER, NY 14616-0739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 SCENERY DR, HARRISBURG, PA 17109-5319

Mortgage

Document Number	201900002170
Date	Sep 23, 2019
Instrument	2019-00002170

Lender

Name	FARM CREDIT EAST ACA
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yates County and Starkey Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Starkey Town
Unified School District	Dundee Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,605.00 (+68.36%)	$430,000 (+82.98%) Land $155,000 Building $275,000	$430,000 (+50.03%) Land $155,000 Building $275,000
2023		$235,000 Land $89,000 Building $146,000	$286,600 Land $108,542 Building $178,058
2020	$4,517.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compass Broadband Network Fixed Wireless · not low latency	100 / 100

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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