44450 SE Phelps Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 44450 SE Phelps Rd, Sandy, OR 97055

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,538 sqft · built 1924
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2003)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25E04 00700`

Property Details

APN / Parcel Number

Primary APN	`25E04 00700`
Alternative APN	`00686822`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	961 sqft
2nd Floor Area	577 sqft
Attic Area	577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	00686822
Street Address	44450 SE PHELPS RD
City	SANDY
State	OR
Zip	97055-8572
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	EFU
Legal Description	SECTION 04 TOWNSHIP 2S RANGE 5E TAX LOT 00700
Legal Range	05E
Legal Township	02S
Legal Section	04
Legal Subdivision	WESTLAKE IC-2
Legal Lot Number	700
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	2
Census Block	2013
Census Tract	24304

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	44450 SE PHELPS RD, SANDY, OR 97055-8572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 8, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2003 · Amount on Record
Deed Sale	Oct 24, 2003 · Amount on Record
Prior Sale	Jun 22, 2009
Deed Document Number	0000143502
Last Transfer Date	Dec 19, 2016
Transfer Doc	0000087111
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	44450 SE PHELPS RD, SANDY, OR 97055-8572
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44450 SE PHELPS RD, SANDY, OR 97055-8572

Mortgage

Document Number	0000100524
Date	Nov 12, 2021
Instrument	2021-100524

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	44450 SE PHELPS RD, SANDY, OR 97055-8572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045513
Date	Jul 6, 2017
Instrument	2017-045513

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	44450 SE PHELPS RD, SANDY, OR 97055-8572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000631
Date	Jan 5, 2021
Instrument	2021-000631

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Oct 1, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	44450 SE PHELPS RD, SANDY, OR 97055-8572
Document Number	0000063244
Instrument Date	Oct 8, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44450 SE PHELPS RD SANDY OR 970558572, SANDY, OR 97055-8572

Mortgage

Document Number	0000063244
Date	Oct 15, 2018
Instrument	63244

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,053.00 (+7.49%)	$150,878 (+6.08%)	$551,279 (+9.25%) Land $348,579 Building $202,700
2023	$1,910.00	$142,225	$504,616 Land $319,436 Building $185,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–1999)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 1999 · other causes
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · lower than 65% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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