Wilson County property record for 4445 Saddle Run Rd N, Wilson, NC 27896
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,918 sqft · built 2001 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Oct 2022) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3724-00-5986.000 |
| Primary APN | 3724-00-5986.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,918 sqft Heated Area |
| 1st Floor Area | 2,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 22,738 sqft (0.522 acres) |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4445 SADDLE RUN RD N |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27896-8423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 4445 SADDLE RUN RD N L15PH2 CHARLESTON PL 1LT 99 FROM 3714-91-4626 |
| Legal Subdivision | FINAL CHARLESTON PLACE |
| Legal Lot Number | 99 |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 602 |
4445 Saddle Run Rd N is owned and occupied by an individual who bought it in October 2022.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4445 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Warranty Deed, Transfer |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Oct 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on File |
| Deed Sale | Oct 7, 2022 · Amount on File |
| Prior Sale | Oct 16, 2018 · Amount on File |
| Deed Book / Page | 2987 / 680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Oct 7, 2022 |
| Property Address | 4445 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 002987/680 |
| Book / Page | 2987 / 680 |
| Map Reference | MB 28 PG 80 |
| Instrument Date | Sep 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4445 SADDLE OWN N, WILSON, NC 27896 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 4445 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002886/270 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 2886/270 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Oct 16, 2018 |
| Property Address | 4445 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 002760/842 |
| Book / Page | 2760 / 842 |
| Map Reference | MB2047 PG3 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4167 FRANK PRICE CHURCH RD, 4167, WILSON, NC 27893-0922 |
| Name | Verified Name |
|---|---|
| Address | 4445 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 0002760844 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2760/844 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 4445 Saddle Run Rd N was $3,394.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,342 (-) Land $45,000 Building $525,342 | $570,342 (-) Land $45,000 Building $525,342 | |
| 2025 | $3,394.00 | $570,342 (-) Land $45,000 Building $525,342 | $570,342 (-) Land $45,000 Building $525,342 |
| 2024 | $570,342 Land $45,000 Building $525,342 | $570,342 Land $45,000 Building $525,342 | |
| 2021 | $5,348.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4445 Saddle Run Rd N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4445 Saddle Run Rd N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Greenlight Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures