Wilson County property record for 4441 Saddle Run Rd N, Wilson, NC 27896
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,321 sqft · built 2020 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Aug 2026) |
| Tax Bill | $4,647 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3724-00-5815.000 |
| Primary APN | 3724-00-5815.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,321 sqft Heated Area |
| 1st Floor Area | 2,321 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Heating Fuel | Gas |
|---|
| Account Number | 1121588 |
|---|---|
| Street Address | 4441 SADDLE RUN RD N |
| City | WILSON |
| State | NC |
| Zip | 27896-8423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 4441 SADDLE RUN RD N L14PH2 CHARLESTON PL 1LT 99 FROM 3714-91-4626 |
| Legal Subdivision | CHARLESTON PLACE SUBDIVISION |
| Legal Lot Number | 99 |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 602 |
4441 Saddle Run Rd N is owned and occupied by two individuals who bought it in August 2026.
Source: Wilson County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4441 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Feb 5, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ANGEL OAK HOME LOANS LLC |
| Jul 7, 2020 | Warranty Deed, Construction Loan · Construction Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Feb 5, 2021 · Amount on File |
| Deed Book / Page | 3191 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Aug 18, 2026 |
| Property Address | 4441 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 3191000043 |
| Book / Page | 3191 / 43 |
| Instrument Date | Aug 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4441 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 3191000047, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 3191/47 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Sep 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Feb 5, 2021 |
| Property Address | 4441 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 002877/679 |
| Book / Page | 2877 / 679 |
| Map Reference | MB 35 PG 9 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 JACKSON ST NEA, 106, WILSON, NC 27893 |
| Name | Verified Name |
|---|---|
| Address | 4441 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 0002877681 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2877/681 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Jul 7, 2020 |
| Property Address | 4441 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 0002842/11 |
| Book / Page | 2842 / 11 |
| Map Reference | MB 35 PG 9 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $72.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4816 MILLIKEN CLOSE N, 4816, WILSON, NC 27896-7928 |
| Name | Verified Name |
|---|---|
| Address | 4441 SADDLE RUN RD N, WILSON, NC 27896-8423 |
| Document Number | 0000284213 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2842/13 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4441 Saddle Run Rd N was $4,647.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,917 (-) Land $45,000 Building $414,917 | $459,917 (-) Land $45,000 Building $414,917 | |
| 2025 | $4,647.00 | $459,917 (-) Land $45,000 Building $414,917 | $459,917 (-) Land $45,000 Building $414,917 |
| 2024 | $459,917 Land $45,000 Building $414,917 | $459,917 Land $45,000 Building $414,917 | |
| 2021 | $2,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4441 Saddle Run Rd N in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4441 Saddle Run Rd N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Greenlight Fiber | 1,000 / 1,000 |
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