4445 River Rd, Norwalk, OH 44857 Property Records

Huron County property record for 4445 River Rd, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1978
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Oct 2020)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-0020-08-010-0100`

Property Details

APN / Parcel Number

Primary APN	`41-0020-08-010-0100`
Alternative APN	`420141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	136 sqft
Patio Area	616 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	420141
Street Address	4445 RIVER RD
City	NORWALK
State	OH
Zip	44857-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 LOTS 17 & 12
Legal Lot Number	17
Jurisdiction	HURON OH
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1010
Census Tract	915900

Owner

4445 River Rd is owned and occupied by two individuals who acquired it in September 2025.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4445 RIVER RD, NORWALK, OH 44857-8913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Intrafamily Transfer, Transfer
Oct 2, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	May 10, 2012 · Amount on File
Deed Document Number	20206482
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000004643
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HURON OH
Recording Date	Sep 10, 2025
Property Address	4445 RIVER RD, NORWALK, OH 44857-8913
Document Number	0000004643
Map Reference	VOL 218 PG 419-20
Instrument Date	Sep 4, 2025
Instrument	202509100004643
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4445 RIVER RD, NORWALK, OH 44857-8913

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Oct 2, 2020
Property Address	4445 RIVER RD, NORWALK, OH 44857-8913
Document Number	0000006482
Map Reference	VOL 218 PG 419-20
Instrument Date	Sep 29, 2020
Instrument	202010020006482
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	1ST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4445 RIVER RD, NORWALK, OH 44857-8913

Mortgage

Document Number	0000006483
Date	Oct 2, 2020
Instrument	202010020006483

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4445 River Rd was $2,176 with a homeowner's exemption, down 4.9% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Ridgefield Township
Unified School District	Monroeville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (-4.85%)	$58,060 (-) Land $10,280 Building $47,780	$165,870 (-) Land $29,360 Building $136,510
2024	$2,287.00 (+24.23%)	$58,060 (+33.01%) Land $10,280 Building $47,780	$165,870 Land $29,360 Building $136,510
2023	$1,841.00 (-0.32%)	$43,650 (-) Land $6,430 Building $37,220
2022	$1,847.00	$43,650 Land $6,430 Building $37,220
2021			$124,700 Land $18,360 Building $106,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4445 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4445 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Watch TV.

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