4325 River Rd, Norwalk, OH 44857 Property Records

Huron County property record for 4325 River Rd, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1890
Lot Size	36.6 acres (1,595,603 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,500 (Dec 2023)
Tax Bill	$5,339 (2025)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Feb 2022 Mortgage
Flood Zone	Zone A (high risk)
APN	`41-0020-08-009-0100`

Property Details

APN / Parcel Number

Primary APN	`41-0020-08-009-0100`
Alternative APN	`420118`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	720 sqft
2nd Floor Area	540 sqft
Upper Floors Area	1,100 sqft
Basement Area	956 sqft
Unfinished Basement	956 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,595,603 sqft (36.6 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,815 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	420118
Street Address	4313 RIVER RD
City	NORWALK
State	OH
Zip	44857-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 17
Jurisdiction	HURON OH
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1010
Census Tract	915900

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4313 RIVER RD, NORWALK, OH 44857-9783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Line of Credit VACATIONLAND FCU
Feb 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20236047
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Dec 8, 2023
Property Address	4313-4325 4325 RIVER RD, NORWALK, OH 44857
Document Number	0000006047
Instrument Date	Dec 8, 2023
Instrument	202312080006047
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4325 RIVER RD, NORWALK, OH 44857-9783

Mortgage

Document Number	0000006048
Date	Dec 8, 2023
Instrument	202312080006048

Lender

Name	VACATIONLAND FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	4313-4325 4325 RIVER RD, NORWALK, OH 44857
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 RIVER RD, NORWALK, OH 44857-9783

Mortgage

Document Number	0000001291
Date	Feb 25, 2022
Instrument	202202250001291

Lender

Name	PREMIER BANK
Type	Bank
Address	NORWALK, OH 44857

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Ridgefield Township
Unified School District	Monroeville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,339.00 (-2.8%)	$184,010 (+5.83%) Land $64,460 Building $119,550	$525,720 (+5.82%) Land $184,160 Building $341,560
2024	$5,493.00 (+30.35%) Additional exemption filed	$173,880 (+25.43%) Land $54,330 Building $119,550	$496,800 (+25.43%) Land $155,240 Building $341,560
2023	$4,214.00 (-0.73%) Additional exemption filed	$138,630 (-) Land $43,970 Building $94,660
2022	$4,245.00 Additional exemption filed	$138,630 Land $43,970 Building $94,660
2021			$396,090 Land $125,620 Building $270,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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