4445 E Union Ave, Fresno, CA 93703 Property Records

Fresno County property record for 4445 E Union Ave, Fresno, CA 93703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1957
Lot Size	0.179 acres (7,812 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2018)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`447-191-10`

Property Details

APN / Parcel Number

Primary APN	`447-191-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,812 sqft (0.179 acres)
Lot Dimensions	126 ft deep x 62 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4445 E UNION AVE
City	FRESNO
State	CA
Zip	93703-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 TRACT NO 1169 CEDAR TERRACE
Legal Subdivision	1169 CEDAR TERRACE
Legal Tract	1169
Legal Lot Number	25
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1006
Census Tract	3202

Owner

4445 E Union Ave is owned and occupied by an individual who bought it in October 2018.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4445 E UNION AVE, FRESNO, CA 93703-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Oct 26, 2018	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Sep 26, 2003 · Amount on File
Deed Document Number	2018131039
Prior Transfer Date	Dec 16, 1996
Prior Transfer Doc	0000167566
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4445 E UNION AVE, FRESNO, CA 93703-2638
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 E UNION AVE, FRESNO, CA 93703-2638

Mortgage

Document Number	0000039144
Date	May 1, 2024
Instrument	2024-0039144

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4445 E UNION AVE, FRESNO, CA 93703-2638
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 E UNION AVE, FRESNO, CA 93703-2638

Mortgage

Document Number	0000115518
Date	Jul 16, 2021
Instrument	2021-0115518

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4445 E UNION AVE, FRESNO, CA 93703-2638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017204
Date	Feb 10, 2020
Instrument	2020-0017204

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4445 E UNION AVE, FRESNO, CA 93703-2638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098633
Date	Aug 30, 2019
Instrument	2019-0098633

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 26, 2018
Property Address	4445 E UNION AVE, FRESNO, CA 93703-2638
Document Number	0000131039
Map Reference	MB 15 PG 60
Instrument Date	Oct 17, 2018
Instrument	2018-0131039
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 E UNION AVE, FRESNO, CA 93703-2638

Mortgage

Document Number	0000131040
Date	Oct 26, 2018
Instrument	2018-0131040

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4445 E Union Ave was $3,109.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,316 (+2%) Land $51,199 Building $199,117
2025	$3,109.00	$245,409 Land $50,196 Building $195,213
2023	$2,933.00 (+1.38%)	$235,882 Land $48,248 Building $187,634
2022	$2,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4445 E Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4445 E Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Kingsburg Media Foundation.

Nearby Properties on E Union Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures