4445 78th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 4445 78th St, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 1994
Lot Size	0.114 acres (4,985 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jul 2010)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`021-0273-016-0000`

Property Details

APN / Parcel Number

Primary APN	`021-0273-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,203 sqft Living Area
1st Floor Area	1,203 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,985 sqft (0.114 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4445 78TH ST
City	SACRAMENTO
State	CA
Zip	95820-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BRIGHTON ADDITION, LOT 11137
Legal Subdivision	BRIGHTON ADDITION
Legal Lot Number	11137
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	3001

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4445 78TH ST, SACRAMENTO, CA 95820-3638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2010 · Amount on Record
Deed Sale	Jul 27, 2010 · Amount on Record
Prior Sale	Jul 27, 2010 · Amount on Record
Deed Document Number	201011339
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4445 78TH ST, SACRAMENTO, CA 95820-3638
Document Number	1803131489
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 WILD SAGE CT VACAVILLE CA 956888779, VACAVILLE, CA 95688-8779

Mortgage

Document Number	1803131489
Date	Mar 13, 2018
Instrument	1803131489

Lender

Name	OPENGATE LOANS
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$124,132 (+2%) Land $26,129 Building $98,003
2025	$1,600.00 (+1.39%)	$121,699 (+4.04%) Land $25,617 Building $96,082
2024	$1,578.00 (+2.4%)
2023	$1,541.00 (+1.85%)	$116,975 Land $24,623 Building $92,352
2022	$1,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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