4424 78th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 4424 78th St, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,132 sqft · built 1978
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual on Record
Last Sale	$120,000 (Jun 2013)
Tax Bill	$631 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`021-0272-008-0000`

Property Details

APN / Parcel Number

Primary APN	`021-0272-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	1,352 sqft
2nd Floor Area	260 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4424 78TH ST
City	SACRAMENTO
State	CA
Zip	95820-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BRIGHTON ADDITION, LOT 11119
Legal Subdivision	BRIGHTON ADDITION
Legal Lot Number	11119
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1011
Census Tract	3001

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4424 78TH ST, SACRAMENTO, CA 95820-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Prior Sale	Mar 24, 2010 · Amount on Record
Deed Book / Page	20130626 / 1187
Prior Transfer Date	Mar 19, 2010
Prior Transfer Doc	0000001355
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4424 78TH ST, SACRAMENTO, CA 95820-3639
Document Number	2010201182
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 78TH ST SACRAMENTO CA 958203639, SACRAMENTO, CA 95820-3639

Mortgage

Document Number	2010201182
Date	Oct 20, 2020
Instrument	2010201182

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4424 78TH ST, SACRAMENTO, CA 95820-3639
Document Number	1912181929
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 78TH ST SACRAMENTO CA 958203639, SACRAMENTO, CA 95820-3639

Mortgage

Document Number	1912181929
Date	Dec 18, 2019
Instrument	1912181929

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,855 (+2%) Land $25,114 Building $190,741
2025	$631.00 (-2.47%)	$211,623 (+4.04%) Land $24,622 Building $187,001
2024	$647.00 (-6.64%)
2023	$693.00 (-8.33%)	$203,408 Land $23,667 Building $179,741
2022	$756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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