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4443 Oak Moss Loop, Middleburg, FL 32068 Property Records

Clay County property record for 4443 Oak Moss Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,080 sqft · built 2013
Lot Size0.141 acres (6,167 sqft)
Owner2 Owner Names on Record
Last Sale$163,500 (Aug 2013)
Tax Bill$2,159 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN30-04-25-008069-013-34

Property Details

APN / Parcel Number

Primary APN30-04-25-008069-013-34

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,080 sqft Heated Area
Gross Area2,620 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,167 sqft (0.141 acres)
Garage Area420 sqft
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4443 OAK MOSS LOOP
CityMIDDLEBURG
StateFL
Zip32068-9064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 534 PINE RIDGE PLANTATIONAS REC O R 3563 PG 2191
Legal Range24
Legal Township04
Legal Section25
Legal SubdivisionPINE RDG PLANTATION
Legal Lot Number534
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3039
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4443 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 1, 2018Deed of Trust, Mortgage · FHA Mortgage
RH FNDG CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2013 · Amount on Record
Deed SaleAug 6, 2013 · Amount on Record
Prior SaleAug 22, 2011 · Amount on Record
Deed Document Number2013046500
Deed Book / Page3563 / 2191
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4443 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043040925
DateMay 4, 2020
Book Page4304/925
Instrument2020021986
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4443 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064
Document Number0041291936
Instrument DateOct 1, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4443 OAK MOSS LOOP MIDDLEBURG FL 320689064, MIDDLEBURG, FL 32068-9064

Mortgage

Document Number0041291936
DateOct 5, 2018
Book Page004129/001936
Instrument52643
Lender
NameRH FNDG CO
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,159.00 (-53.61%) Homeowner's exemption$181,726 (+5.99%)$290,552 (-4.71%) Land $50,000 Building $240,552
2023$4,654.00 (+6.55%) Homeowner's exemption$171,462 (+3%)$304,921 (+16.46%) Land $50,000 Building $254,921
2022$4,368.00 Homeowner's exemption$166,468$261,821 Land $23,500 Building $238,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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