Clay County property record for 4435 Oak Moss Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,884 sqft · built 2011 |
| Lot Size | 0.142 acres (6,167 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $93,400 (Feb 2025) |
| Tax Bill | $2,357 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-25-008069-013-32 |
| Primary APN | 30-04-25-008069-013-32 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,884 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,167 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Area | 338 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4435 OAK MOSS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 532 PINE RIDGE PLANTATION AS REC OR 3947 PG 358 & 4901 PG 1138 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | PINE RIDGE PLANTATION |
| Legal Lot Number | 532 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 30204 |
Source: Clay County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4435 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Feb 24, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 24, 2017 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2017 · Amount on Record |
| Deed Document Number | 20256451 |
| Deed Book / Page | 4901 / 1138 |
| Prior Transfer Date | Feb 8, 2025 |
| Prior Transfer Doc | 0049011138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4435 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4435 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064 |
| Document Number | 0050150185 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 5015/185 |
| Instrument | 2026007462 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4435 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1435 OAK MOSS LOON, MIDDLEBURG, FL 32068 |
| Document Number | 0044410272 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 4441/272 |
| Instrument | 2021021918 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4435 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039470383 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 3947/0383 |
| Instrument | 2017009584 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75010 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 24, 2017 |
| Property Address | 4435 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064 |
| Document Number | 0039470358 |
| Book / Page | 3947 / 0358 |
| Map Reference | MB52 PG20-45 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 2017009582 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,151.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9287 7TH AVE, 9287, NORFOLK, VA 23511-4205 |
| Name | Verified Name |
|---|---|
| Address | 4435 OAK MOSS LOOP, MIDDLEBURG, FL 32068-9064 |
| Document Number | 2017009583 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017009583 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,357.00 (+4.94%) | $194,724 (+5.99%) | $277,971 (-4.53%) Land $50,000 Building $227,971 |
| 2024 | $2,246.00 (-53.6%) | ||
| 2023 | $4,840.00 (+11.01%) Homeowner's exemption | $183,726 (+10.74%) | $291,152 (+22.84%) Land $50,000 Building $241,152 |
| 2022 | $4,360.00 Homeowner's exemption | $165,905 | $237,010 Land $23,500 Building $213,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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