4442 Pepper Dr, #5, Rockford, IL 61114 Property Records

Winnebago County property record for 4442 Pepper Dr, #5, Rockford, IL 61114

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,630 sqft · built 1976
Owner2 Company Names on File
Last Sale$75,000 (Jul 2020)
Tax Bill$776 (2025)
Deeds & MortgagesNov 2023 Sale
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN152B414

Property Details

APN / Parcel Number

Primary APN152B414
Alternative APN
  • 1208176005

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,630 sqft Living Area
Gross Area1,918 sqft
1st Floor Area815 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof MaterialAsphalt
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4442 PEPPER DR
CityROCKFORD
StateIL
Zip61114-5271
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal DescriptionBOSTON SQUARE CONDOMINIUMS PT E 1/2 NW1/4 SEC 8-44-2 UNIT 5
Legal Range2
Legal Township44
Legal Section8
Legal SubdivisionBOSTON SQUARE CONDOMINIUMS
Legal Lot Number16
Legal Unit5
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1005
Census Tract403

Owner

4442 Pepper Dr, #5, a condominium, is owned by a company that acquired it in November 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Company Names on File
Mailing Address4442 PEPPER DR, ROCKFORD, IL 61114-5271
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
BLACKHAWK BANK
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BLACKHAWK BANK
Jul 27, 2020Grant Deed, Transfer · Conventional Mortgage
BLACKHAWK BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2020 · Amount on File
Deed SaleJul 27, 2020 · Amount on File
Prior SaleJul 27, 2020 · Amount on File
Deed Document Number20201020539
Last Transfer DateNov 10, 2023
Transfer Doc0000027202
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateNov 15, 2023
Property Address4442 PEPPER DR # 5, 5, ROCKFORD, IL 61114-5271
Document Number0000027202
Map ReferenceBK36 PG138A
Instrument DateSep 13, 2023
Instrument2327202
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4442 PEPPER DR, ROCKFORD, IL 61114-5271

Transferred To (Grantee/Buyer)

NameVerified Name
Address4442 PEPPER DR, ROCKFORD, IL 61114-5271

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address4442 PEPPER DR # 5, 5, ROCKFORD, IL 61114-5271
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024689
DateAug 10, 2022
Instrument2224689
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueAug 9, 2027
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address4442 PEPPER DR # 5, 5, ROCKFORD, IL 61114-5271
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024573
DateJul 14, 2021
Instrument2124573
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJul 6, 2026
Interest
Rate TypeFixed Rate

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateJul 27, 2020
Property Address4442 PEPPER DR # 5, 5, ROCKFORD, IL 61114-5271
Document Number0001020539
Instrument DateJul 9, 2020
Instrument1020539
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanySECURITY FIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$113.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4442 PEPPER DR ROCKFORD IL 611145271, ROCKFORD, IL 61114-5271

Mortgage

Document Number1020540
DateJul 27, 2020
Instrument1020540
Lender
NameBLACKHAWK BK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4442 Pepper Dr, #5 was $776.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$776.00$41,421 Land $2,316 Building $39,105$124,263 Land $6,948 Building $117,315
2022Homeowner's exemption Disabled Person's exemption$23,765 Land $1,638 Building $22,127$71,295 Land $4,914 Building $66,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4442 Pepper Dr, #5 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4442 Pepper Dr, #5 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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