4440 Pepper Dr, #6, Rockford, IL 61114 Property Records

Winnebago County property record for 4440 Pepper Dr, #6, Rockford, IL 61114

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,520 sqft · built 1976
Lot Size2.11 acres (91,912 sqft)
OwnerIndividual Name on File
Last Sale$71,000 (Jul 2009)
Tax Bill$2,912 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN152B415

Property Details

APN / Parcel Number

Primary APN152B415
Alternative APN
  • 1208176006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,520 sqft Living Area
Gross Area1,784 sqft
1st Floor Area760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialAsphalt
Lot Area91,912 sqft
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number152B415
Street Address4440 PEPPER DR
CityROCKFORD
StateIL
Zip61114-5271
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal DescriptionBOSTON SQUARE CONDOMINIUMS PT E 1/2 NW1/4 SEC 8-44-2 UNIT 6
Legal Range2
Legal Township44
Legal Section8
Legal SubdivisionBOSTON SQUARE CONDOMINIUMS
Legal Lot Number16
Legal Unit6
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1005
Census Tract403

Owner

4440 Pepper Dr, #6, a condominium, is owned and occupied by an individual who bought it in July 2009.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4440 PEPPER DR, ROCKFORD, IL 61114-5271
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2009 · Amount on File
Deed SaleJul 29, 2009 · Amount on File
Deed Document Number2009940952
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address4440 PEPPER DR # 6, 6, ROCKFORD, IL 61114-5271
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014248
DateApr 26, 2021
Instrument2114248
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4440 Pepper Dr, #6 was $2,912 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,912.00$38,991 Land $2,316 Building $36,675$116,973 Land $6,948 Building $110,025
2022Homeowner's exemption$22,391 Land $1,638 Building $20,753$67,173 Land $4,914 Building $62,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4440 Pepper Dr, #6 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4440 Pepper Dr, #6 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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