4441 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4441 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1949
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Apr 2018)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0120-0213-00`

Property Details

APN / Parcel Number

Primary APN	`550-0120-0213-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	156 ft deep x 42 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4441 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDING AVE 42 X 156 IRR PT LOT 100 GAMBLES BRIDGETOWN
Legal Subdivision	GAMBLES BRIDGETOWN
Legal Lot Number	100
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4441 HARDING AVE, CINCINNATI, OH 45211-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI EAGLE SVGS BK
Apr 25, 2018	Warranty Deed, Transfer · FHA Mortgage EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Document Number	18-0034420
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4441 HARDING AVE, CINCINNATI, OH 45211-4407
Document Number	0000051234
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4441 HARDING AVE CINCINNATI OH 452114407, CINCINNATI, OH 45211-4407

Mortgage

Document Number	0000051234
Date	Jun 2, 2020
Book Page	014180/001443
Instrument	51234

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 25, 2018
Property Address	4441 HARDING AVE, CINCINNATI, OH 45211-4407
Document Number	0000004420
Map Reference	MB 28 PG 66
Instrument Date	Apr 16, 2018
Instrument	18-0034420
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 HARDING AVE, CINCINNATI, OH 45211

Mortgage

Document Number	0000004421
Date	Apr 25, 2018
Instrument	18-0034421

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00 (+2.55%)	$36,264 (-) Land $8,309 Building $27,955
2024	$1,842.00 (-0.11%)	$36,264 (-) Land $8,309 Building $27,955
2023	$1,844.00 (+3.36%)	$36,264 (+21.89%) Land $8,309 Building $27,955	$103,610 (+21.89%) Land $23,740 Building $79,870
2022	$1,784.00 Homeowner's exemption	$29,751 Land $7,417 Building $22,334
2020			$85,000 Land $21,190 Building $63,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures